Ford F-150 Lariat Crew Cab Harley 4WD Insurance Rates

U.S. average auto insurance rates for a Ford F-150 Lariat Crew Cab Harley 4WD are $1,508 annually for full coverage insurance. Comprehensive costs an estimated $382, collision insurance costs $604, and liability coverage costs $364. Liability-only insurance costs as little as $430 a year, and high-risk driver insurance costs around $3,228. Teen drivers pay the highest rates at up to $5,404 a year.

Annual premium for full coverage: $1,508

Price estimates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-150 Trim Level

Geographic Price Range

Your location has a large influence on the price of insurance. More rural locations have fewer physical damage claims than larger metro areas. The example below illustrates how rural and urban location affects insurance prices.

These price ranges illustrate why everyone should compare rates for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get rates for your location.

Car insurance rates for a Ford F-150 Lariat Crew Cab Harley 4WD are also quite variable based on the actual cash value of your F-150, your risk profile, and liability limits and deductibles.

A more mature driver with no driving violations and high physical damage deductibles may only pay around $1,400 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged at least $5,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying $1,700 to $2,400 extra each year, depending on your age. Ford F-150 Lariat Crew Cab Harley 4WD insurance for high-risk drivers can cost around 44% to 126% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $660 a year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Ford F-150 Lariat Crew Cab Harley 4WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Since prices can be so different, the only way to figure out who has the best car insurance prices is to regularly compare prices and see how they stack up. Every company uses a different rate calculation, so rate quotes may be quite different between companies.

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The chart estimates Ford F-150 Lariat Crew Cab Harley 4WD insurance prices for various situations. The cheapest price with discounts is $869. Drivers who choose higher $1,000 deductibles will pay about $1,282. The average price for a driver around age 40 using $500 deductibles is $1,508. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $1,938. High risk drivers could be charged at least $3,228. The rate for full coverage insurance for a teenage driver is $5,404.

View Chart as Image