Ford F-150 Lariat King Ranch 4WD Insurance Rates

Estimated insurance rates for a Ford F-150 Lariat King Ranch 4WD are $1,462 a year for full coverage insurance. Comprehensive insurance costs around $368, collision costs $572, and liability costs $364. A policy with only liability insurance costs as little as $430 a year, with a high-risk policy costing $3,128 or more. Teenage drivers pay the most at $5,258 a year or more.

Annual premium for full coverage: $1,462

Premium estimates for type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-150 Trim Level

These rate differences illustrate why everyone should compare rates for a specific zip code, instead of using average rates.

Use the form below to get rates for your location.

Car insurance rates for a Ford F-150 Lariat King Ranch 4WD also have a wide range based on the replacement cost of your F-150, your age and driving record, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are probably paying at least $1,700 to $2,300 extra annually, depending on your age. Ford F-150 Lariat King Ranch 4WD insurance for high-risk drivers can cost as much as 44% to 130% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,400 per year on average, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged as much as $5,200 a year. View Rates by Age

Where you choose to live makes a big difference in Ford F-150 Lariat King Ranch 4WD insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $630 every year, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to figure out your exact price is to regularly compare prices and see which company has the best price. Every company uses a different method to calculate prices, so rate quotes will be substantially different.

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The chart estimates Ford F-150 Lariat King Ranch 4WD insurance prices for different risks and coverage choices. The best price after discounts is $848. Drivers who use higher $1,000 deductibles will pay $1,248. The average price for a driver age 40 with no violations using $500 deductibles is $1,462. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $1,872. Drivers with multiple violations and accidents could be charged up to $3,128. The rate for full coverage for a 16-year-old driver is $5,258.

View Chart as Image