Ford F-250 Super Duty King Ranch Crew Cab 4WD Insurance Rates
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Average auto insurance rates for a Ford F-250 Super Duty King Ranch Crew Cab 4WD are $1,626 annually with full coverage. Comprehensive insurance costs approximately $368, collision insurance costs $604, and liability coverage costs $454. Just liability insurance costs as little as $538 a year, and coverage for high-risk drivers costs $3,486 or more. Teen drivers receive the highest rates at up to $5,998 a year.
Annual premium for full coverage: $1,626
Rate estimates by type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Ford F-250 Super Duty Trim Level
Using a 40-year-old driver as an example, prices range from as cheap as $538 for the bare minimum liability coverage to a much higher rate of $3,486 for a policy for a high-risk driver.
These differences demonstrate why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, rather than using price averages.
Use the form below to get rates for your location.
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Cheapest Ford F-250 Super Duty King Ranch Crew Cab 4WD Insurance Rates
Insurance prices for a Ford F-250 Super Duty King Ranch Crew Cab 4WD can also vary considerably based on the model year of your F-250 Super Duty, your driving record, and physical damage deductibles and liability limits.
An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,500 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,900 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out anywhere from $1,900 to $2,600 additional per year, depending on your age. High-risk driver insurance can cost around 43% to 131% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $650 a year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $408 more each year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Ford F-250 Super Duty King Ranch Crew Cab 4WD insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.
With so much variability in prices, the best way to find out which car insurance is cheapest is to compare prices and see how they stack up. Every company uses a different rate calculation, and rates can be significantly different between companies.
The chart above shows Ford F-250 Super Duty King Ranch Crew Cab 4WD insurance prices for various situations. The cheapest price with discounts is $950. Drivers who choose higher $1,000 deductibles will pay about $1,404. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,626. Using more expensive $100 deductibles for comp and collision coverage can cost as much as $2,050. High risk drivers could be charged as much as $3,486. The price for full coverage for a teenager is $5,998.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,468 | -$158 | -9.7% |
Alaska | $1,244 | -$382 | -23.5% |
Arizona | $1,348 | -$278 | -17.1% |
Arkansas | $1,626 | -$0 | 0.0% |
California | $1,852 | $226 | 13.9% |
Colorado | $1,552 | -$74 | -4.6% |
Connecticut | $1,668 | $42 | 2.6% |
Delaware | $1,838 | $212 | 13.0% |
Florida | $2,030 | $404 | 24.8% |
Georgia | $1,500 | -$126 | -7.7% |
Hawaii | $1,166 | -$460 | -28.3% |
Idaho | $1,102 | -$524 | -32.2% |
Illinois | $1,210 | -$416 | -25.6% |
Indiana | $1,224 | -$402 | -24.7% |
Iowa | $1,098 | -$528 | -32.5% |
Kansas | $1,542 | -$84 | -5.2% |
Kentucky | $2,214 | $588 | 36.2% |
Louisiana | $2,406 | $780 | 48.0% |
Maine | $1,004 | -$622 | -38.3% |
Maryland | $1,340 | -$286 | -17.6% |
Massachusetts | $1,298 | -$328 | -20.2% |
Michigan | $2,822 | $1,196 | 73.6% |
Minnesota | $1,358 | -$268 | -16.5% |
Mississippi | $1,946 | $320 | 19.7% |
Missouri | $1,442 | -$184 | -11.3% |
Montana | $1,746 | $120 | 7.4% |
Nebraska | $1,280 | -$346 | -21.3% |
Nevada | $1,948 | $322 | 19.8% |
New Hampshire | $1,170 | -$456 | -28.0% |
New Jersey | $1,816 | $190 | 11.7% |
New Mexico | $1,438 | -$188 | -11.6% |
New York | $1,710 | $84 | 5.2% |
North Carolina | $936 | -$690 | -42.4% |
North Dakota | $1,332 | -$294 | -18.1% |
Ohio | $1,122 | -$504 | -31.0% |
Oklahoma | $1,666 | $40 | 2.5% |
Oregon | $1,488 | -$138 | -8.5% |
Pennsylvania | $1,552 | -$74 | -4.6% |
Rhode Island | $2,168 | $542 | 33.3% |
South Carolina | $1,472 | -$154 | -9.5% |
South Dakota | $1,370 | -$256 | -15.7% |
Tennessee | $1,422 | -$204 | -12.5% |
Texas | $1,958 | $332 | 20.4% |
Utah | $1,202 | -$424 | -26.1% |
Vermont | $1,110 | -$516 | -31.7% |
Virginia | $972 | -$654 | -40.2% |
Washington | $1,254 | -$372 | -22.9% |
West Virginia | $1,490 | -$136 | -8.4% |
Wisconsin | $1,124 | -$502 | -30.9% |
Wyoming | $1,448 | -$178 | -10.9% |
Rate Tables and Charts
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Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,998 |
20 | $3,718 |
30 | $1,694 |
40 | $1,626 |
50 | $1,482 |
60 | $1,452 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $2,050 |
$250 | $1,856 |
$500 | $1,626 |
$1,000 | $1,404 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,626 |
50/100 | $1,717 |
100/300 | $1,830 |
250/500 | $2,125 |
100 CSL | $1,762 |
300 CSL | $2,012 |
500 CSL | $2,194 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $8,544 |
20 | $5,898 |
30 | $3,564 |
40 | $3,486 |
50 | $3,324 |
60 | $3,288 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $86 |
Multi-vehicle | $82 |
Homeowner | $23 |
5-yr Accident Free | $117 |
5-yr Claim Free | $103 |
Paid in Full/EFT | $73 |
Advance Quote | $78 |
Online Quote | $114 |
Total Discounts | $676 |
Discounts are estimated and may not be available from every company or in every state.
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