Ford F-250 Super Duty Lariat Crew Cab 2WD Insurance Rates

Estimated insurance prices for a Ford F-250 Super Duty Lariat Crew Cab 2WD are $1,656 every 12 months for full coverage insurance. Comprehensive costs on average $368 each year, collision insurance costs $698, and liability insurance costs $410. A policy with only liability insurance costs as little as $486 a year, and a high-risk policy costs around $3,584. Teenage drivers pay the most at up to $6,072 a year.

Annual premium for full coverage: $1,656

Premium estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-250 Super Duty Trim Level

Insurance Price Range by Location

Your location has a significant impact on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than densely populated cities. The graphic below illustrates how where you live affects car insurance rates.

These rate differences illustrate why all drivers should compare rates based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get rates for your location.

Car insurance rates for a Ford F-250 Super Duty Lariat Crew Cab 2WD also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year of your F-250 Super Duty.

Using high physical damage deductibles could save up to $720 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $369 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles could pay as little as $1,500 per year on average, or $125 per month, for full coverage. Rates are much higher for drivers in their teens, since even excellent drivers will be charged upwards of $6,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $2,000 to $2,700 extra annually, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 135% more than a normal policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Ford F-250 Super Duty Lariat Crew Cab 2WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

With such a large range of rates, the only way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Every company uses a different method to calculate rates, so rate quotes will be substantially different.

The chart estimates Ford F-250 Super Duty Lariat Crew Cab 2WD insurance rates for various coverage choices and risks. The lowest rate with discounts is $945. Drivers who use higher $1,000 deductibles will pay $1,414. The average rate for a 40-year-old male driver using $500 deductibles is $1,656. Using lower $100 deductibles for physical damage coverage can cost as much as $2,128. Drivers with multiple violations and accidents could be charged up to $3,584. The policy rate for full coverage insurance for a teen driver is $6,072.