Ford F-250 Super Duty Lariat Crew Cab Turbo Diesel 4WD Insurance Rates

Estimated insurance rates for a Ford F-250 Super Duty Lariat Crew Cab Turbo Diesel 4WD are $1,762 a year with full coverage. Comprehensive insurance costs on average $410 each year, collision costs $698, and liability insurance costs $454. Liability-only insurance costs as little as $538 a year, with high-risk driver insurance costing $3,786 or more. Teen drivers pay the most at $6,432 a year or more.

Annual premium for full coverage: $1,762

Premium estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-250 Super Duty Trim Level

These rate differences demonstrate why all drivers should compare rates based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance prices for a Ford F-250 Super Duty Lariat Crew Cab Turbo Diesel 4WD also have a wide range based on your driving characteristics, the actual cash value of your F-250 Super Duty, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,600 per year on average, or $133 per month, for full coverage. Rates are highest for drivers in their teens, where even good drivers should be prepared to pay upwards of $6,400 a year. View Rates by Age

Where you choose to live makes a big difference in Ford F-250 Super Duty Lariat Crew Cab Turbo Diesel 4WD insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $740 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost up to $408 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at a minimum $2,000 to $2,800 additional annually, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 127% more than average. View High Risk Driver Rates

With such a large range of rates, the best way to find out exactly what you will pay is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, and rates will be substantially different from one company to the next.

The chart above shows Ford F-250 Super Duty Lariat Crew Cab Turbo Diesel 4WD insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $1,017. Drivers who choose higher $1,000 deductibles will pay around $1,510. The average rate for a 40-year-old male driver using $500 deductibles is $1,762. Using lower $100 deductibles for comp and collision coverage can cost as much as $2,250. High risk drivers could be charged up to $3,786. The policy rate for full coverage for a teen driver is $6,432.