Ford F-250 Super Duty Lariat Super Cab 2WD Insurance Rates

Average insurance rates for a Ford F-250 Super Duty Lariat Super Cab 2WD are $1,656 a year including full coverage. Comprehensive insurance costs on average $368, collision costs $698, and liability coverage costs $410. Only liability insurance costs as little as $486 a year, with high-risk insurance costing $3,584 or more. Teen drivers receive the highest rates at $6,072 a year or more.

Annual premium for full coverage: $1,656

Rate estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-250 Super Duty Trim Level

These differences highlight why everyone should compare rates based on a specific location and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Insurance rates for a Ford F-250 Super Duty Lariat Super Cab 2WD can also vary considerably based on your driver profile, the replacement cost of your F-250 Super Duty, and policy deductibles and limits.

A more mature driver with a clean driving record and high deductibles may only pay around $1,500 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay upwards of $6,000 a year. View Rates by Age

Where you live makes a big difference in Ford F-250 Super Duty Lariat Super Cab 2WD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $720 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost as much as $369 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at a minimum $2,000 to $2,700 extra per year, depending on your age. Ford F-250 Super Duty Lariat Super Cab 2WD insurance for high-risk drivers can cost around 44% to 135% more than average. View High Risk Driver Rates

With so much variability in rates, the best way to figure out exactly what you will pay is to regularly compare rates and see how they stack up. Every company uses a different rate calculation, so the rates can be significantly different from one company to the next.

The chart above shows average Ford F-250 Super Duty Lariat Super Cab 2WD insurance rates for different risk profiles and scenarios. The cheapest rate with discounts is $945. Drivers who choose higher $1,000 deductibles will pay around $1,414. The average rate for a 40-year-old male driver using $500 deductibles is $1,656. Selecting more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $2,128. High risk drivers could be charged as much as $3,584. The rate for full coverage for a teen driver is $6,072.