Ford F-250 Super Duty Lariat Super Cab 4WD Insurance Rates

Average insurance prices for a Ford F-250 Super Duty Lariat Super Cab 4WD are $1,670 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $382 a year, collision costs $634, and liability coverage costs $454. Just liability insurance costs as little as $538 a year, with coverage for high-risk drivers costing $3,584 or more. Teen drivers receive the highest rates at $6,142 a year or more.

Annual premium for full coverage: $1,670

Rate estimates broken down by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-250 Super Duty Trim Level

These differences illustrate why it is important for drivers to compare rates for a targeted area and their own driving history, rather than using price averages.

Use the form below to get rates for your location.

Insurance prices for a Ford F-250 Super Duty Lariat Super Cab 4WD can also vary considerably based on policy deductibles and limits, your risk profile, and the model year.

Choosing high deductibles could save up to $680 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $408 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,500 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay at least $6,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying $1,900 to $2,700 additional per year, depending on your age. A high-risk auto insurance policy can cost around 44% to 128% more than average. View High Risk Driver Rates

Where you live makes a big difference in Ford F-250 Super Duty Lariat Super Cab 4WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to figure out who has the best car insurance rates is to get quotes and see how they stack up. Every company uses a different rate calculation, and rates can be significantly different.

View Chart as Image

The chart estimates Ford F-250 Super Duty Lariat Super Cab 4WD insurance rates for different coverage choices and risks. The cheapest rate with discounts is $971. Drivers who choose higher $1,000 deductibles will pay $1,440. The average rate for a driver around age 40 using $500 deductibles is $1,670. Choosing low $100 deductibles for physical damage coverage can cost as much as $2,118. High risk drivers could be charged as much as $3,584. The cost for full coverage for a teenage driver is $6,142.

View Chart as Image