Ford F-250 Super Duty Lariat Super Cab Turbo Diesel 2WD Insurance Rates

Average auto insurance rates for a Ford F-250 Super Duty Lariat Super Cab Turbo Diesel 2WD are $1,702 annually with full coverage. Comprehensive costs around $382, collision costs $730, and liability costs around $410. Liability-only coverage costs as low as $486 a year, with high-risk coverage costing around $3,684. Teenage drivers receive the highest rates at $6,216 a year or more.

Annual premium for full coverage: $1,702

Rate estimates for type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-250 Super Duty Trim Level

Price Range by Location

Where you live can make a big difference on insurance rates. Areas with sparse population tend to have fewer collision claims than densely populated cities.

The example below illustrates how geographic area affects auto insurance rates.

These differences demonstrate why everyone should compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Car insurance rates for a Ford F-250 Super Duty Lariat Super Cab Turbo Diesel 2WD can also vary considerably based on the model year of your F-250 Super Duty, your driving record, and deductibles and policy limits.

A more mature driver with no driving violations and high physical damage deductibles may pay as low as $1,600 a year for full coverage. Prices are much higher for teen drivers, where even without any violations or accidents they will be charged as much as $6,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at least $2,000 to $2,700 extra per year, depending on your age. Ford F-250 Super Duty Lariat Super Cab Turbo Diesel 2WD insurance for high-risk drivers can be from 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $750 annually, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $369 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Ford F-250 Super Duty Lariat Super Cab Turbo Diesel 2WD insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to find out your exact price is to regularly compare prices from multiple companies. Each insurance company uses a different method to calculate prices, so rate quotes can be significantly different between companies.

The chart above shows Ford F-250 Super Duty Lariat Super Cab Turbo Diesel 2WD insurance prices for different situations. The cheapest discount price is $968. Drivers who use higher $1,000 deductibles will pay about $1,450. The average price for a driver age 40 with no violations using $500 deductibles is $1,702. Selecting more expensive $100 deductibles for comp and collision coverage could cost up to $2,194. Drivers with multiple violations and accidents could be charged as much as $3,684. The rate for full coverage insurance for a 16-year-old driver can be as high as $6,216.