Ford F-250 Super Duty XL Cabela Turbo Diesel 2WD Insurance Rates
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The average insurance rates for a Ford F-250 Super Duty XL Cabela Turbo Diesel 2WD are $1,656 a year for full coverage. Comprehensive insurance costs approximately $368, collision costs $698, and liability costs around $410. Liability-only insurance costs as low as $486 a year, with high-risk driver insurance costing $3,584 or more. Teen drivers cost the most to insure at $6,072 a year or more.
Annual premium for full coverage: $1,656
Policy rates by type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Ford F-250 Super Duty Trim Level
For the average driver, Ford F-250 Super Duty XL Cabela Turbo Diesel 2WD insurance rates go from the low end price of $486 for just liability insurance to the much higher price of $3,584 for a driver that may need high-risk insurance.
These price differences show why everyone should compare prices using their specific location, instead of using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Cheapest Ford F-250 Super Duty XL Cabela Turbo Diesel 2WD Insurance Rates
Auto insurance rates for a Ford F-250 Super Duty XL Cabela Turbo Diesel 2WD also range considerably based on the replacement cost of your F-250 Super Duty, how you drive, and physical damage deductibles and liability limits.
If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $2,000 to $2,700 in extra premium every year, depending on your age. Ford F-250 Super Duty XL Cabela Turbo Diesel 2WD insurance for high-risk drivers can be as much as 44% to 135% more than average. View High Risk Driver Rates
A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,500 a year, or $125 per month, for full coverage. Prices are highest for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $6,000 a year. View Rates by Age
Your home state has a huge impact on Ford F-250 Super Duty XL Cabela Turbo Diesel 2WD insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.
Choosing high deductibles could cut prices by as much as $720 every year, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $369 extra every year. View Rates by Deductible or Liability Limit
Because prices have so much variability, the only way to know which insurance company is cheapest is to regularly compare prices and see which company has the best price. Each insurance company uses a different rate calculation, and quoted rates will be varied.
Chart shows Ford F-250 Super Duty XL Cabela Turbo Diesel 2WD insurance prices for different risks and coverage choices. The best price after discounts is $945. Drivers who choose higher $1,000 deductibles will pay $1,414. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,656. Selecting more expensive $100 deductibles for comprehensive and collision insurance could cost up to $2,128. High risk drivers could be charged around $3,584. The rate for full coverage for a teenager can be as high as $6,072.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,496 | -$160 | -9.7% |
| Alaska | $1,270 | -$386 | -23.3% |
| Arizona | $1,376 | -$280 | -16.9% |
| Arkansas | $1,656 | -$0 | 0.0% |
| California | $1,888 | $232 | 14.0% |
| Colorado | $1,580 | -$76 | -4.6% |
| Connecticut | $1,702 | $46 | 2.8% |
| Delaware | $1,874 | $218 | 13.2% |
| Florida | $2,072 | $416 | 25.1% |
| Georgia | $1,530 | -$126 | -7.6% |
| Hawaii | $1,188 | -$468 | -28.3% |
| Idaho | $1,122 | -$534 | -32.2% |
| Illinois | $1,232 | -$424 | -25.6% |
| Indiana | $1,250 | -$406 | -24.5% |
| Iowa | $1,118 | -$538 | -32.5% |
| Kansas | $1,572 | -$84 | -5.1% |
| Kentucky | $2,258 | $602 | 36.4% |
| Louisiana | $2,454 | $798 | 48.2% |
| Maine | $1,024 | -$632 | -38.2% |
| Maryland | $1,366 | -$290 | -17.5% |
| Massachusetts | $1,322 | -$334 | -20.2% |
| Michigan | $2,876 | $1,220 | 73.7% |
| Minnesota | $1,386 | -$270 | -16.3% |
| Mississippi | $1,986 | $330 | 19.9% |
| Missouri | $1,468 | -$188 | -11.4% |
| Montana | $1,780 | $124 | 7.5% |
| Nebraska | $1,306 | -$350 | -21.1% |
| Nevada | $1,988 | $332 | 20.0% |
| New Hampshire | $1,196 | -$460 | -27.8% |
| New Jersey | $1,854 | $198 | 12.0% |
| New Mexico | $1,466 | -$190 | -11.5% |
| New York | $1,744 | $88 | 5.3% |
| North Carolina | $954 | -$702 | -42.4% |
| North Dakota | $1,358 | -$298 | -18.0% |
| Ohio | $1,144 | -$512 | -30.9% |
| Oklahoma | $1,700 | $44 | 2.7% |
| Oregon | $1,518 | -$138 | -8.3% |
| Pennsylvania | $1,580 | -$76 | -4.6% |
| Rhode Island | $2,210 | $554 | 33.5% |
| South Carolina | $1,502 | -$154 | -9.3% |
| South Dakota | $1,398 | -$258 | -15.6% |
| Tennessee | $1,448 | -$208 | -12.6% |
| Texas | $1,994 | $338 | 20.4% |
| Utah | $1,224 | -$432 | -26.1% |
| Vermont | $1,134 | -$522 | -31.5% |
| Virginia | $990 | -$666 | -40.2% |
| Washington | $1,278 | -$378 | -22.8% |
| West Virginia | $1,518 | -$138 | -8.3% |
| Wisconsin | $1,146 | -$510 | -30.8% |
| Wyoming | $1,476 | -$180 | -10.9% |
Rate Tables and Charts
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Choose a different trim level below
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,072 |
| 20 | $3,832 |
| 30 | $1,734 |
| 40 | $1,656 |
| 50 | $1,512 |
| 60 | $1,484 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,128 |
| $250 | $1,910 |
| $500 | $1,656 |
| $1,000 | $1,414 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,656 |
| 50/100 | $1,738 |
| 100/300 | $1,841 |
| 250/500 | $2,107 |
| 100 CSL | $1,779 |
| 300 CSL | $2,005 |
| 500 CSL | $2,169 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,684 |
| 20 | $6,088 |
| 30 | $3,674 |
| 40 | $3,584 |
| 50 | $3,418 |
| 60 | $3,388 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $89 |
| Multi-vehicle | $85 |
| Homeowner | $23 |
| 5-yr Accident Free | $126 |
| 5-yr Claim Free | $107 |
| Paid in Full/EFT | $79 |
| Advance Quote | $84 |
| Online Quote | $118 |
| Total Discounts | $711 |
Discounts are estimated and may not be available from every company or in every state.
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