Ford F-250 Super Duty XL Crew Cab Cabela Turbo Diesel 2WD Insurance Rates

Average auto insurance rates for a Ford F-250 Super Duty XL Crew Cab Cabela Turbo Diesel 2WD are $1,702 annually for full coverage. Comprehensive costs approximately $382, collision insurance costs $730, and liability insurance costs around $410. Buying just liability costs as low as $486 a year, and insurance for high-risk drivers costs around $3,684. Teenage drivers receive the highest rates at up to $6,216 a year.

Annual premium for full coverage: $1,702

Rate estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-250 Super Duty Trim Level

Price Range by Location

Where you live has a significant impact on car insurance rates. Rural locations tend to have fewer accident claims than densely populated cities. The price range example below illustrates how your location can change auto insurance prices.

These differences show why anyone shopping for car insurance should compare prices using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Ford F-250 Super Duty XL Crew Cab Cabela Turbo Diesel 2WD can also vary considerably based on the model year of your F-250 Super Duty, your driver profile, and physical damage deductibles and liability limits.

An older driver with a good driving record and high physical damage deductibles could pay as little as $1,600 a year for full coverage. Prices are much higher for teen drivers, where even without any violations or accidents they will have to pay in the ballpark of $6,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying anywhere from $2,000 to $2,700 in extra premium per year, depending on your age. High-risk driver insurance can be anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $750 each year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $369 extra every year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Ford F-250 Super Duty XL Crew Cab Cabela Turbo Diesel 2WD insurance rates. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in prices, the only way to know which car insurance is cheapest is to compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, and quoted rates can be significantly different between companies.

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Chart shows Ford F-250 Super Duty XL Crew Cab Cabela Turbo Diesel 2WD insurance prices for various situations. The lowest price with discounts is $968. Drivers who use higher $1,000 deductibles will pay about $1,450. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,702. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $2,194. Drivers with multiple violations and accidents could be charged as much as $3,684. The price for full coverage insurance for a teenager can be as high as $6,216.

View Chart as Image