Ford F-250 Super Duty XL Crew Cab Harley Turbo Diesel 2WD Insurance Rates
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Average insurance prices for a Ford F-250 Super Duty XL Crew Cab Harley Turbo Diesel 2WD are $1,702 every 12 months including full coverage. Comprehensive insurance costs an estimated $382, collision costs $730, and liability insurance costs $410. Only liability insurance costs as little as $486 a year, with high-risk insurance costing $3,684 or more. Teenage drivers receive the highest rates at $6,216 a year or more.
Annual premium for full coverage: $1,702
Rate estimates broken down by type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Ford F-250 Super Duty Trim Level
For the normal driver, prices go from the cheapest price of $486 for just liability insurance to the much higher price of $3,684 for a driver who requires high-risk insurance.
These differences highlight why everyone should compare rates for a targeted area and their own driving history, rather than relying on average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Cheapest Ford F-250 Super Duty XL Crew Cab Harley Turbo Diesel 2WD Insurance Rates
Insurance rates for a Ford F-250 Super Duty XL Crew Cab Harley Turbo Diesel 2WD can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model year.
Using high physical damage deductibles could save up to $750 each year, whereas buying more liability protection will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $369 more per year. View Rates by Deductible or Liability Limit
A more mature driver with a clean driving record and higher deductibles could pay as little as $1,600 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay at least $6,200 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are likely paying $2,000 to $2,700 extra per year, depending on your age. Ford F-250 Super Duty XL Crew Cab Harley Turbo Diesel 2WD insurance for high-risk drivers can cost anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates
Where you live makes a big difference in Ford F-250 Super Duty XL Crew Cab Harley Turbo Diesel 2WD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.
With so much variability in rates, the best way to figure out who has the best auto insurance rates is to regularly compare rates from as many companies as possible. Every company uses a different method to calculate rates, so the rates can be significantly different.
The chart above shows average Ford F-250 Super Duty XL Crew Cab Harley Turbo Diesel 2WD insurance rates for different coverage choices and risks. The lowest rate with discounts is $968. Drivers who use higher $1,000 deductibles will pay $1,450. The average rate for a driver around age 40 using $500 deductibles is $1,702. Selecting more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $2,194. Drivers with multiple violations and accidents could be charged as much as $3,684. The rate for full coverage for a teenage driver is $6,216.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,540 | -$162 | -9.5% |
| Alaska | $1,304 | -$398 | -23.4% |
| Arizona | $1,414 | -$288 | -16.9% |
| Arkansas | $1,702 | -$0 | 0.0% |
| California | $1,940 | $238 | 14.0% |
| Colorado | $1,622 | -$80 | -4.7% |
| Connecticut | $1,748 | $46 | 2.7% |
| Delaware | $1,926 | $224 | 13.2% |
| Florida | $2,130 | $428 | 25.1% |
| Georgia | $1,574 | -$128 | -7.5% |
| Hawaii | $1,220 | -$482 | -28.3% |
| Idaho | $1,152 | -$550 | -32.3% |
| Illinois | $1,266 | -$436 | -25.6% |
| Indiana | $1,284 | -$418 | -24.6% |
| Iowa | $1,148 | -$554 | -32.5% |
| Kansas | $1,614 | -$88 | -5.2% |
| Kentucky | $2,322 | $620 | 36.4% |
| Louisiana | $2,520 | $818 | 48.1% |
| Maine | $1,052 | -$650 | -38.2% |
| Maryland | $1,404 | -$298 | -17.5% |
| Massachusetts | $1,360 | -$342 | -20.1% |
| Michigan | $2,956 | $1,254 | 73.7% |
| Minnesota | $1,424 | -$278 | -16.3% |
| Mississippi | $2,040 | $338 | 19.9% |
| Missouri | $1,510 | -$192 | -11.3% |
| Montana | $1,828 | $126 | 7.4% |
| Nebraska | $1,342 | -$360 | -21.2% |
| Nevada | $2,042 | $340 | 20.0% |
| New Hampshire | $1,228 | -$474 | -27.8% |
| New Jersey | $1,906 | $204 | 12.0% |
| New Mexico | $1,506 | -$196 | -11.5% |
| New York | $1,792 | $90 | 5.3% |
| North Carolina | $980 | -$722 | -42.4% |
| North Dakota | $1,394 | -$308 | -18.1% |
| Ohio | $1,176 | -$526 | -30.9% |
| Oklahoma | $1,746 | $44 | 2.6% |
| Oregon | $1,558 | -$144 | -8.5% |
| Pennsylvania | $1,622 | -$80 | -4.7% |
| Rhode Island | $2,272 | $570 | 33.5% |
| South Carolina | $1,542 | -$160 | -9.4% |
| South Dakota | $1,436 | -$266 | -15.6% |
| Tennessee | $1,488 | -$214 | -12.6% |
| Texas | $2,048 | $346 | 20.3% |
| Utah | $1,258 | -$444 | -26.1% |
| Vermont | $1,164 | -$538 | -31.6% |
| Virginia | $1,020 | -$682 | -40.1% |
| Washington | $1,316 | -$386 | -22.7% |
| West Virginia | $1,560 | -$142 | -8.3% |
| Wisconsin | $1,178 | -$524 | -30.8% |
| Wyoming | $1,516 | -$186 | -10.9% |
Rate Tables and Charts
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Choose a different trim level below
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,216 |
| 20 | $3,938 |
| 30 | $1,786 |
| 40 | $1,702 |
| 50 | $1,552 |
| 60 | $1,522 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,194 |
| $250 | $1,964 |
| $500 | $1,702 |
| $1,000 | $1,450 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,702 |
| 50/100 | $1,784 |
| 100/300 | $1,887 |
| 250/500 | $2,153 |
| 100 CSL | $1,825 |
| 300 CSL | $2,051 |
| 500 CSL | $2,215 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,900 |
| 20 | $6,258 |
| 30 | $3,780 |
| 40 | $3,684 |
| 50 | $3,512 |
| 60 | $3,482 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $91 |
| Multi-vehicle | $88 |
| Homeowner | $23 |
| 5-yr Accident Free | $131 |
| 5-yr Claim Free | $110 |
| Paid in Full/EFT | $82 |
| Advance Quote | $87 |
| Online Quote | $122 |
| Total Discounts | $734 |
Discounts are estimated and may not be available from every company or in every state.
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