Ford F-250 Super Duty XL Crew Cab Harley Turbo Diesel 4WD Insurance Rates

The average insurance rates for a Ford F-250 Super Duty XL Crew Cab Harley Turbo Diesel 4WD are $1,762 a year for full coverage insurance. Comprehensive costs on average $410 each year, collision costs $698, and liability costs $454. Liability-only coverage costs as little as $538 a year, with high-risk coverage costing around $3,786. Teen drivers cost the most to insure at $6,432 a year or more.

Annual premium for full coverage: $1,762

Policy rates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-250 Super Duty Trim Level

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than larger metro areas.

The graphic below illustrates the difference between rural and urban areas on car insurance rates.

These price differences illustrate why all drivers should compare rates based on a specific location, instead of using price averages.

Use the form below to get rates for your location.

Insurance prices for a Ford F-250 Super Duty XL Crew Cab Harley Turbo Diesel 4WD also range considerably based on the actual cash value of your F-250 Super Duty, your age and driving record, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $2,000 to $2,800 additional every year, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 127% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,600 per year on average, or $133 per month, for full coverage. Prices are highest for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $6,400 a year. View Rates by Age

Your home state makes a big difference in Ford F-250 Super Duty XL Crew Cab Harley Turbo Diesel 4WD insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $740 every year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $408 more each year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the only way to figure out exactly what you will pay is to do a rate comparison and see which company has the best price. Every company uses a different rate calculation, and rates will be varied.

View Chart as Image

The chart estimates Ford F-250 Super Duty XL Crew Cab Harley Turbo Diesel 4WD insurance prices for different risks and coverage choices. The best price after discounts is $1,017. Drivers who choose higher $1,000 deductibles will pay $1,510. The average price for a 40-year-old male driver using $500 deductibles is $1,762. Using lower $100 deductibles for physical damage coverage can cost as much as $2,250. High risk drivers could be charged around $3,786. The policy rate for full coverage insurance for a teen driver is $6,432.

View Chart as Image