Ford F-250 Super Duty XL Crew Cab Turbo Diesel 2WD Insurance Rates

The average insurance rates for a Ford F-250 Super Duty XL Crew Cab Turbo Diesel 2WD are $1,656 a year with full coverage. Comprehensive costs around $368, collision costs $698, and liability costs $410. Buying just liability costs as little as $486 a year, with insurance for high-risk drivers costing around $3,584. Teen drivers cost the most to insure at $6,072 a year or more.

Annual premium for full coverage: $1,656

Policy rates for type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-250 Super Duty Trim Level

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than larger metro areas.

The example below illustrates how location helps determine auto insurance rates.

These price differences demonstrate why everyone should compare rates for a specific zip code and risk profile, instead of using price averages.

Use the form below to get rates for your location.

Insurance rates for a Ford F-250 Super Duty XL Crew Cab Turbo Diesel 2WD also range considerably based on your risk profile, the actual cash value of your F-250 Super Duty, and deductibles and policy limits.

A more mature driver with a clean driving record and high deductibles may pay as little as $1,500 per year on average, or $125 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay as much as $6,000 a year. View Rates by Age

Your home state makes a big difference in Ford F-250 Super Duty XL Crew Cab Turbo Diesel 2WD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $720 every year, whereas buying more liability protection will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $369 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $2,000 to $2,700 extra every year, depending on your age. Ford F-250 Super Duty XL Crew Cab Turbo Diesel 2WD insurance for high-risk drivers can cost as much as 44% to 135% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to find out your exact price is to regularly compare rates and see which company has the best rate. Every company uses a different rate calculation, so the rates will be varied from one company to the next.

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The chart above shows Ford F-250 Super Duty XL Crew Cab Turbo Diesel 2WD insurance rates for different risk profiles and scenarios. The best rate after discounts is $945. Drivers who choose higher $1,000 deductibles will pay around $1,414. The average rate for a driver age 40 with no violations using $500 deductibles is $1,656. Selecting more expensive $100 deductibles for comp and collision coverage can cost as much as $2,128. High risk drivers could be charged around $3,584. The rate for full coverage insurance for a 16-year-old driver is $6,072.

View Chart as Image