Ford F-250 Super Duty XL Harley Edition 2WD Insurance Rates

The average auto insurance rates for a Ford F-250 Super Duty XL Harley Edition 2WD are $1,564 annually for full coverage insurance. Comprehensive costs an estimated $340 a year, collision insurance costs $634, and liability costs $410. Liability-only coverage costs as little as $486 a year, and high-risk coverage costs around $3,382. Teenage drivers cost the most to insure at up to $5,782 a year.

Annual premium for full coverage: $1,564

Policy rates broken down by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-250 Super Duty Trim Level

Urban vs. Rural Price Range

Your location can have significant affects on the price of insurance. More rural locations are shown to have fewer physical damage claims than densely populated cities. The diagram below illustrates how your location can change insurance prices.

These price differences illustrate why it is important for drivers to compare rates for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get rates for your location.

Insurance prices for a Ford F-250 Super Duty XL Harley Edition 2WD also range considerably based on the model year, your risk profile, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,400 per year on average, or $117 per month, for full coverage. Prices are much higher for teenagers, where even without any violations or accidents they should be prepared to pay at least $5,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,800 to $2,500 additional every year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $660 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $369 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Ford F-250 Super Duty XL Harley Edition 2WD insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Because prices have so much variability, the only way to figure out who has the best car insurance prices is to get quotes and see which company has the best price. Every company uses a different method to calculate prices, and rates will be varied between companies.

View Chart as Image

The chart estimates Ford F-250 Super Duty XL Harley Edition 2WD insurance prices for various situations. The best price after discounts is $898. Drivers who use higher $1,000 deductibles will pay about $1,344. The average price for a driver around age 40 using $500 deductibles is $1,564. Choosing low $100 deductibles for physical damage coverage can cost as much as $1,996. Drivers with multiple violations and accidents could be charged around $3,382. The cost for full coverage insurance for a teenage driver is $5,782.

View Chart as Image