Ford F-250 Super Duty XL Harley Turbo Diesel 4WD Insurance Rates

The average insurance rates for a Ford F-250 Super Duty XL Harley Turbo Diesel 4WD are $1,716 a year including full coverage. Comprehensive insurance costs approximately $396, collision insurance costs $666, and liability insurance costs around $454. Liability-only insurance costs as low as $538 a year, and high-risk driver insurance costs $3,686 or more. Teen drivers cost the most to insure at up to $6,286 a year.

Annual premium for full coverage: $1,716

Policy rates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-250 Super Duty Trim Level

These price differences highlight why anyone shopping for car insurance should compare prices using their specific location and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Ford F-250 Super Duty XL Harley Turbo Diesel 4WD also range considerably based on your risk profile, the replacement cost of your F-250 Super Duty, and physical damage deductibles and liability limits.

An older driver with a good driving record and high deductibles could pay as little as $1,600 a year, or $133 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay in the ballpark of $6,200 a year. View Rates by Age

Your home state has a huge impact on Ford F-250 Super Duty XL Harley Turbo Diesel 4WD insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $710 each year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $408 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $2,000 to $2,700 in extra premium every year, depending on your age. High-risk driver insurance can be anywhere from 43% to 131% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out which company is cheapest is to compare rates from as many companies as possible. Each insurance company uses a different rate calculation, and quoted rates will be varied from one company to the next.

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The chart above shows average Ford F-250 Super Duty XL Harley Turbo Diesel 4WD insurance rates for various risk profiles and scenarios. The lowest rate with discounts is $995. Drivers who choose higher $1,000 deductibles will pay around $1,476. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,716. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $2,182. High risk drivers could be charged around $3,686. The price for full coverage for a teenager can be as high as $6,286.

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