Ford F-250 Super Duty XL Super Cab 2WD Insurance Rates

Estimated auto insurance rates for a Ford F-250 Super Duty XL Super Cab 2WD are $1,520 annually with full coverage. Comprehensive insurance costs approximately $326, collision costs $604, and liability costs $410. A policy with only liability insurance costs as little as $486 a year, with a high-risk policy costing $3,284 or more. Teen drivers pay the most at $5,638 a year or more.

Annual premium for full coverage: $1,520

Premium estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-250 Super Duty Trim Level

These rate differences demonstrate why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, instead of using price averages.

Use the form below to get rates for your location.

Car insurance rates for a Ford F-250 Super Duty XL Super Cab 2WD also have a wide range based on the replacement cost of your F-250 Super Duty, your driving record, and physical damage deductibles and liability limits.

An older driver with no driving violations and high physical damage deductibles may pay as little as $1,400 per year on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged in the ballpark of $5,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out anywhere from $1,800 to $2,500 extra annually, depending on your age. High-risk driver insurance can cost as much as 44% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $630 every year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $369 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Ford F-250 Super Duty XL Super Cab 2WD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

With such a large range of prices, the best way to find out which car insurance is cheapest is to compare prices and see which company has the best price. Every company uses a different rate calculation, so rate quotes will be substantially different between companies.

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The chart above shows Ford F-250 Super Duty XL Super Cab 2WD insurance prices for different situations. The best price after discounts is $878. Drivers who choose higher $1,000 deductibles will pay about $1,308. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,520. Using more expensive $100 deductibles for comp and collision coverage can cost as much as $1,930. High risk drivers could be charged up to $3,284. The price for full coverage for a teenager is $5,638.

View Chart as Image