Ford F-250 Super Duty XL Super Cab Cabela Package 2WD Insurance Rates

The average insurance rates for a Ford F-250 Super Duty XL Super Cab Cabela Package 2WD are $1,564 a year for full coverage. Comprehensive costs on average $340, collision insurance costs $634, and liability costs $410. Liability-only coverage costs as little as $486 a year, and high-risk coverage costs around $3,382. Teen drivers cost the most to insure at up to $5,782 a year.

Annual premium for full coverage: $1,564

Policy rates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-250 Super Duty Trim Level

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Rural areas are shown to have lower incidents of accident claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on car insurance rates.

These price differences show why anyone shopping for car insurance should compare rates based on a specific location, instead of using price averages.

Use the form below to get rates for your location.

Insurance prices for a Ford F-250 Super Duty XL Super Cab Cabela Package 2WD also range considerably based on the model year, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,800 to $2,500 additional every year, depending on your age. High-risk driver insurance can cost as much as 43% to 129% more than average. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,400 per year on average, or $117 per month, for full coverage. Prices are highest for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $5,700 a year. View Rates by Age

Your home state makes a big difference in Ford F-250 Super Duty XL Super Cab Cabela Package 2WD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $660 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $369 more each year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the only way to know exactly what you will pay is to compare prices and see which company has the best price. Every company uses a different rate calculation, and rates will be varied.

View Chart as Image

Chart shows Ford F-250 Super Duty XL Super Cab Cabela Package 2WD insurance prices for various risks and coverage choices. The best price after discounts is $898. Drivers who choose higher $1,000 deductibles will pay $1,344. The average price for a 40-year-old male driver using $500 deductibles is $1,564. Using more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,996. High risk drivers could be charged around $3,382. The price for full coverage insurance for a teen driver is $5,782.

View Chart as Image