Ford F-250 Super Duty XL Super Cab Cabela Package 4WD Insurance Rates

Estimated insurance rates for a Ford F-250 Super Duty XL Super Cab Cabela Package 4WD are $1,626 a year for full coverage insurance. Comprehensive insurance costs approximately $368, collision insurance costs $604, and liability insurance costs around $454. Liability-only coverage costs as low as $538 a year, and high-risk coverage costs $3,486 or more. Teen drivers pay the most at up to $5,998 a year.

Annual premium for full coverage: $1,626

Premium estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-250 Super Duty Trim Level

These rate differences illustrate why anyone shopping for car insurance should compare prices using their specific location, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance rates for a Ford F-250 Super Duty XL Super Cab Cabela Package 4WD also have a wide range based on the model year, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,900 to $2,600 extra annually, depending on your age. High-risk driver insurance can be anywhere from 43% to 131% more than average. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,500 a year, or $125 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $5,900 a year. View Rates by Age

Where you choose to live has a huge impact on Ford F-250 Super Duty XL Super Cab Cabela Package 4WD insurance rates. A driver around age 40 might see prices as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $650 each year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $408 more per year. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to figure out which insurance company is cheapest is to compare prices from as many companies as possible. Each insurance company uses a different rate calculation, so the rates will be substantially different.

View Chart as Image

The chart estimates Ford F-250 Super Duty XL Super Cab Cabela Package 4WD insurance prices for various risks and coverage choices. The lowest price with discounts is $950. Drivers who choose higher $1,000 deductibles will pay $1,404. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,626. Using more expensive $100 deductibles for physical damage coverage could cost up to $2,050. High risk drivers could be charged up to $3,486. The price for full coverage for a teenager can be as high as $5,998.

View Chart as Image