Ford F-250 Super Duty XL Super Cab Cabela Turbo Diesel 2WD Insurance Rates

Estimated insurance rates for a Ford F-250 Super Duty XL Super Cab Cabela Turbo Diesel 2WD are $1,656 a year for full coverage. Comprehensive costs on average $368 a year, collision insurance costs $698, and liability insurance costs $410. Liability-only coverage costs as little as $486 a year, and high-risk coverage costs around $3,584. Teen drivers pay the most at up to $6,072 a year.

Annual premium for full coverage: $1,656

Premium estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-250 Super Duty Trim Level

Insurance Price Range by Location

Your location has a significant impact on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than larger metro areas. The diagram below illustrates how location helps determine car insurance rates.

These rate differences show why it is important for drivers to compare rates based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance rates for a Ford F-250 Super Duty XL Super Cab Cabela Turbo Diesel 2WD also have a wide range based on your driving characteristics, the model year of your F-250 Super Duty, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles could pay as little as $1,500 per year on average, or $125 per month, for full coverage. Rates are highest for drivers in their teens, where even good drivers can expect to pay upwards of $6,000 a year. View Rates by Age

Where you choose to live makes a big difference in Ford F-250 Super Duty XL Super Cab Cabela Turbo Diesel 2WD insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $720 each year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $369 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at a minimum $2,000 to $2,700 extra annually, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 135% more than average. View High Risk Driver Rates

With such a large range of rates, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different rate calculation, so the rates will be substantially different from one company to the next.

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Chart shows Ford F-250 Super Duty XL Super Cab Cabela Turbo Diesel 2WD insurance rates for various risk profiles and scenarios. The lowest rate with discounts is $945. Drivers who choose higher $1,000 deductibles will pay around $1,414. The average rate for a 40-year-old male driver using $500 deductibles is $1,656. Choosing low $100 deductibles for comprehensive and collision insurance can cost as much as $2,128. High risk drivers could be charged up to $3,584. The cost for full coverage insurance for a teen driver is $6,072.

View Chart as Image