Ford F-250 Super Duty XL Super Cab Harley Turbo Diesel 4WD Insurance Rates
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Estimated auto insurance rates for a Ford F-250 Super Duty XL Super Cab Harley Turbo Diesel 4WD are $1,762 annually with full coverage. Comprehensive insurance costs around $410 a year, collision costs $698, and liability costs $454. Liability-only insurance costs as little as $538 a year, with high-risk driver insurance costing $3,786 or more. Teen drivers pay the most at $6,432 a year or more.
Annual premium for full coverage: $1,762
Premium estimates for individual coverage type:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Ford F-250 Super Duty Trim Level
Using a 40-year-old driver as an example, insurance rates for a Ford F-250 Super Duty XL Super Cab Harley Turbo Diesel 4WD go from as cheap as $538 for just liability coverage to a high of $3,786 for a policy for a high-risk driver.
These rate differences demonstrate why it is important for drivers to compare rates for a specific zip code and their own personal driving habits, instead of using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Cheapest Ford F-250 Super Duty XL Super Cab Harley Turbo Diesel 4WD Insurance Rates
Insurance prices for a Ford F-250 Super Duty XL Super Cab Harley Turbo Diesel 4WD also have a wide range based on the replacement cost of your F-250 Super Duty, your driving record, and deductibles and policy limits.
Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,600 per year on average, or $133 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $6,400 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you may be forking out at least $2,000 to $2,800 additional annually, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 127% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $740 every year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $408 more each year. View Rates by Deductible or Liability Limit
Where you choose to live makes a big difference in Ford F-250 Super Duty XL Super Cab Harley Turbo Diesel 4WD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.
With such a large range of prices, the best way to find out your exact price is to get quotes and see which company has the best price. Every company uses a different rate calculation, and rates will be substantially different between companies.
The chart above shows Ford F-250 Super Duty XL Super Cab Harley Turbo Diesel 4WD insurance prices for different situations. The best price after discounts is $1,017. Drivers who choose higher $1,000 deductibles will pay about $1,510. The average price for a driver age 40 with no violations using $500 deductibles is $1,762. Choosing low $100 deductibles for comp and collision coverage can cost as much as $2,250. High risk drivers could be charged up to $3,786. The cost for full coverage for a 16-year-old driver is $6,432.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,590 | -$172 | -9.8% |
| Alaska | $1,350 | -$412 | -23.4% |
| Arizona | $1,462 | -$300 | -17.0% |
| Arkansas | $1,762 | -$0 | 0.0% |
| California | $2,008 | $246 | 14.0% |
| Colorado | $1,682 | -$80 | -4.5% |
| Connecticut | $1,810 | $48 | 2.7% |
| Delaware | $1,994 | $232 | 13.2% |
| Florida | $2,200 | $438 | 24.9% |
| Georgia | $1,624 | -$138 | -7.8% |
| Hawaii | $1,264 | -$498 | -28.3% |
| Idaho | $1,194 | -$568 | -32.2% |
| Illinois | $1,312 | -$450 | -25.5% |
| Indiana | $1,328 | -$434 | -24.6% |
| Iowa | $1,190 | -$572 | -32.5% |
| Kansas | $1,672 | -$90 | -5.1% |
| Kentucky | $2,402 | $640 | 36.3% |
| Louisiana | $2,608 | $846 | 48.0% |
| Maine | $1,086 | -$676 | -38.4% |
| Maryland | $1,452 | -$310 | -17.6% |
| Massachusetts | $1,408 | -$354 | -20.1% |
| Michigan | $3,058 | $1,296 | 73.6% |
| Minnesota | $1,474 | -$288 | -16.3% |
| Mississippi | $2,110 | $348 | 19.8% |
| Missouri | $1,564 | -$198 | -11.2% |
| Montana | $1,892 | $130 | 7.4% |
| Nebraska | $1,388 | -$374 | -21.2% |
| Nevada | $2,112 | $350 | 19.9% |
| New Hampshire | $1,270 | -$492 | -27.9% |
| New Jersey | $1,968 | $206 | 11.7% |
| New Mexico | $1,560 | -$202 | -11.5% |
| New York | $1,852 | $90 | 5.1% |
| North Carolina | $1,014 | -$748 | -42.5% |
| North Dakota | $1,444 | -$318 | -18.0% |
| Ohio | $1,216 | -$546 | -31.0% |
| Oklahoma | $1,806 | $44 | 2.5% |
| Oregon | $1,614 | -$148 | -8.4% |
| Pennsylvania | $1,680 | -$82 | -4.7% |
| Rhode Island | $2,348 | $586 | 33.3% |
| South Carolina | $1,596 | -$166 | -9.4% |
| South Dakota | $1,488 | -$274 | -15.6% |
| Tennessee | $1,540 | -$222 | -12.6% |
| Texas | $2,122 | $360 | 20.4% |
| Utah | $1,304 | -$458 | -26.0% |
| Vermont | $1,204 | -$558 | -31.7% |
| Virginia | $1,054 | -$708 | -40.2% |
| Washington | $1,358 | -$404 | -22.9% |
| West Virginia | $1,614 | -$148 | -8.4% |
| Wisconsin | $1,220 | -$542 | -30.8% |
| Wyoming | $1,570 | -$192 | -10.9% |
Rate Tables and Charts
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Choose a different trim level below
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,432 |
| 20 | $4,038 |
| 30 | $1,842 |
| 40 | $1,762 |
| 50 | $1,606 |
| 60 | $1,574 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,250 |
| $250 | $2,024 |
| $500 | $1,762 |
| $1,000 | $1,510 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,762 |
| 50/100 | $1,853 |
| 100/300 | $1,966 |
| 250/500 | $2,261 |
| 100 CSL | $1,898 |
| 300 CSL | $2,148 |
| 500 CSL | $2,330 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,184 |
| 20 | $6,408 |
| 30 | $3,878 |
| 40 | $3,786 |
| 50 | $3,612 |
| 60 | $3,574 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $94 |
| Multi-vehicle | $89 |
| Homeowner | $25 |
| 5-yr Accident Free | $130 |
| 5-yr Claim Free | $113 |
| Paid in Full/EFT | $82 |
| Advance Quote | $87 |
| Online Quote | $125 |
| Total Discounts | $745 |
Discounts are estimated and may not be available from every company or in every state.
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