Ford F-250 Super Duty XL Super Cab Turbo Diesel 2WD Insurance Rates

U.S. average insurance rates for a Ford F-250 Super Duty XL Super Cab Turbo Diesel 2WD are $1,656 a year for full coverage insurance. Comprehensive insurance costs on average $368 a year, collision costs $698, and liability costs around $410. Buying just liability costs as low as $486 a year, with insurance for high-risk drivers costing $3,584 or more. Teenage drivers pay the highest rates at $6,072 a year or more.

Annual premium for full coverage: $1,656

Price estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-250 Super Duty Trim Level

These price ranges illustrate why it is important for drivers to compare prices based on a specific location, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Insurance prices for a Ford F-250 Super Duty XL Super Cab Turbo Diesel 2WD are also quite variable based on the model year of your F-250 Super Duty, your age and driving record, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are probably paying at a minimum $2,000 to $2,700 additional each year, depending on your age. A high-risk auto insurance policy can be from 44% to 135% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,500 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $6,000 a year. View Rates by Age

The state you live in has a huge impact on Ford F-250 Super Duty XL Super Cab Turbo Diesel 2WD insurance prices. A driver around age 40 might see prices as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $720 annually, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $369 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out exactly what you will pay is to get quotes from multiple companies. Each insurance company uses a different method to calculate prices, and rates may be quite different.

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The chart estimates Ford F-250 Super Duty XL Super Cab Turbo Diesel 2WD insurance prices for different risks and coverage choices. The cheapest discount price is $945. Drivers who use higher $1,000 deductibles will pay $1,414. The average price for a 40-year-old male driver using $500 deductibles is $1,656. Choosing low $100 deductibles for physical damage coverage could cost up to $2,128. Drivers with multiple violations and accidents could be charged at least $3,584. The cost for full coverage for a teen driver can be as high as $6,072.

View Chart as Image