Ford F-250 Super Duty XL Turbo Diesel 2WD Insurance Rates

Average auto insurance rates for a Ford F-250 Super Duty XL Turbo Diesel 2WD are $1,610 annually with full coverage. Comprehensive costs an estimated $354 a year, collision insurance costs $666, and liability costs $410. Just liability insurance costs as little as $486 a year, and coverage for high-risk drivers costs around $3,484. Teen drivers receive the highest rates at up to $5,926 a year.

Annual premium for full coverage: $1,610

Rate estimates broken down by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-250 Super Duty Trim Level

Price Range by Location

Your location can make a big difference on car insurance rates. More rural locations tend to have fewer collision claims than larger metro areas. The diagram below illustrates how where you live affects insurance prices.

These differences demonstrate why it is important for drivers to compare rates for a targeted area and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Insurance prices for a Ford F-250 Super Duty XL Turbo Diesel 2WD can also vary considerably based on the model year of your F-250 Super Duty, your driving record, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,500 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they should be prepared to pay at least $5,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out $1,900 to $2,600 additional per year, depending on your age. A high-risk auto insurance policy can cost from 44% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $690 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $369 more each year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Ford F-250 Super Duty XL Turbo Diesel 2WD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to find out who has the cheapest auto insurance prices is to get quotes from multiple companies. Every company uses a different rate calculation, and rates can be significantly different between companies.

View Chart as Image

The chart above shows Ford F-250 Super Duty XL Turbo Diesel 2WD insurance prices for various situations. The cheapest discount price is $921. Drivers who choose higher $1,000 deductibles will pay about $1,380. The average price for a driver around age 40 using $500 deductibles is $1,610. Choosing low $100 deductibles for comp and collision coverage can cost as much as $2,062. High risk drivers could be charged as much as $3,484. The cost for full coverage insurance for a teenage driver is $5,926.

View Chart as Image