Ford F-250 Super Duty XLT Crew Cab 2WD Insurance Rates

Estimated insurance rates for a Ford F-250 Super Duty XLT Crew Cab 2WD are $1,610 a year including full coverage. Comprehensive costs an estimated $354, collision insurance costs $666, and liability costs around $410. Liability-only insurance costs as low as $486 a year, and high-risk driver insurance costs around $3,484. Teenage drivers pay the most at up to $5,926 a year.

Annual premium for full coverage: $1,610

Premium estimates broken down by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-250 Super Duty Trim Level

Insurance Price Range by Location

Where you live can have significant affects on the price of auto insurance. More rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than densely populated cities. The price range example below illustrates how location impacts insurance prices.

These rate differences highlight why anyone shopping for car insurance should compare prices for a targeted area and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Insurance prices for a Ford F-250 Super Duty XLT Crew Cab 2WD also have a wide range based on your driving characteristics, the replacement cost of your F-250 Super Duty, and liability limits and deductibles.

An older driver with no violations or accidents and high deductibles may pay as little as $1,500 a year, or $125 per month, for full coverage. Rates are much higher for drivers in their teens, where even good drivers should be prepared to pay at least $5,900 a year. View Rates by Age

Where you choose to live has a huge impact on Ford F-250 Super Duty XLT Crew Cab 2WD insurance prices. A driver around age 40 might see rates as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $690 every year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost up to $369 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying $1,900 to $2,600 additional annually, depending on your age. High-risk driver insurance can be as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

With such a large range of rates, the best way to figure out who has the best auto insurance rates is to compare rates and see which company has the best rate. Each insurance company uses a different method to calculate rates, and rates will be substantially different from one company to the next.

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The chart above shows average Ford F-250 Super Duty XLT Crew Cab 2WD insurance rates for various risk profiles and scenarios. The best rate after discounts is $921. Drivers who use higher $1,000 deductibles will pay around $1,380. The average rate for a driver around age 40 using $500 deductibles is $1,610. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $2,062. Drivers with multiple violations and accidents could be charged up to $3,484. The price for full coverage insurance for a teenage driver can be as high as $5,926.

View Chart as Image