Ford F-250 Super Duty XLT Crew Cab Turbo Diesel 2WD Insurance Rates

The average insurance prices for a Ford F-250 Super Duty XLT Crew Cab Turbo Diesel 2WD are $1,702 every 12 months with full coverage. Comprehensive costs approximately $382 each year, collision insurance costs $730, and liability insurance costs around $410. Liability-only insurance costs as low as $486 a year, and high-risk driver insurance costs around $3,684. Teen drivers cost the most to insure at up to $6,216 a year.

Annual premium for full coverage: $1,702

Policy rates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-250 Super Duty Trim Level

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. Rural locations are shown to have more infrequent collision claims than larger metro areas. The graphic below illustrates how where you live affects auto insurance prices.

These price differences demonstrate why all drivers should compare prices using their specific location and their own driving history, rather than relying on price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Ford F-250 Super Duty XLT Crew Cab Turbo Diesel 2WD also range considerably based on liability limits and deductibles, your driving record, and the replacement cost of your F-250 Super Duty.

Choosing high deductibles could cut rates by as much as $750 each year, whereas increasing liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $369 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles could pay as little as $1,600 a year, or $133 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay in the ballpark of $6,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $2,000 to $2,700 in extra premium every year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 131% more than average. View High Risk Driver Rates

Your home state has a huge impact on Ford F-250 Super Duty XLT Crew Cab Turbo Diesel 2WD insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to do a rate comparison from as many companies as possible. Each insurance company uses a different rate calculation, and quoted rates will be varied.

View Chart as Image

The chart above shows Ford F-250 Super Duty XLT Crew Cab Turbo Diesel 2WD insurance rates for various coverage choices and risks. The lowest rate with discounts is $968. Drivers who choose higher $1,000 deductibles will pay $1,450. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,702. Using lower $100 deductibles for comp and collision coverage could cost up to $2,194. High risk drivers could be charged around $3,684. The policy rate for full coverage insurance for a teenager can be as high as $6,216.

View Chart as Image