Ford F-350 Super Duty Crew Cab Lariat Turbo Diesel 2WD Insurance Rates

Estimated insurance rates for a Ford F-350 Super Duty Crew Cab Lariat Turbo Diesel 2WD are $1,658 a year including full coverage. Comprehensive insurance costs on average $438 each year, collision costs $698, and liability insurance costs around $364. Liability-only coverage costs as low as $430 a year, with high-risk coverage costing $3,552 or more. Teenage drivers pay the most at $5,858 a year or more.

Annual premium for full coverage: $1,658

Premium estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-350 Super Duty Trim Level

These rate differences highlight why all drivers should compare prices based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Insurance rates for a Ford F-350 Super Duty Crew Cab Lariat Turbo Diesel 2WD also have a wide range based on your driving characteristics, the replacement cost of your F-350 Super Duty, and policy deductibles and limits.

More mature drivers with a clean driving record and high deductibles could pay as little as $1,500 a year, or $125 per month, for full coverage. Rates are much higher for drivers in their teens, where even good drivers can expect to pay upwards of $5,800 a year. View Rates by Age

Where you choose to live has a huge impact on Ford F-350 Super Duty Crew Cab Lariat Turbo Diesel 2WD insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $760 each year, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at a minimum $1,900 to $2,600 extra annually, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 129% more than a normal policy. View High Risk Driver Rates

With such a large range of rates, the best way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate rates, so the rates will be substantially different from one company to the next.

View Chart as Image

The chart above shows average Ford F-350 Super Duty Crew Cab Lariat Turbo Diesel 2WD insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $948. Drivers who use higher $1,000 deductibles will pay around $1,398. The average rate for a 40-year-old male driver using $500 deductibles is $1,658. Using lower $100 deductibles for collision and other-than-collision coverage could cost up to $2,156. Drivers with multiple violations and accidents could be charged up to $3,552. The policy rate for full coverage for a teen driver can be as high as $5,858.

View Chart as Image