Ford F-350 Super Duty XL Super Cab Turbo Diesel 2WD Insurance Rates
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Estimated insurance rates for a Ford F-350 Super Duty XL Super Cab Turbo Diesel 2WD are $1,566 a year including full coverage. Comprehensive costs around $410, collision insurance costs $634, and liability costs $364. A liability-only policy costs as little as $430 a year, and high-risk insurance costs around $3,350. Teen drivers pay the most at up to $5,568 a year.
Annual premium for full coverage: $1,566
Premium estimates for type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Ford F-350 Super Duty Trim Level
Using a 40-year-old driver as an example, insurance rates for a Ford F-350 Super Duty XL Super Cab Turbo Diesel 2WD range from as low as $430 for just liability coverage to a much higher rate of $3,350 for a policy for a high-risk driver.
Insurance Price Range by Location
Your location can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas. The price range example below illustrates how rural and urban location affects auto insurance rates.
These rate differences highlight why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, instead of using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Cheapest Ford F-350 Super Duty XL Super Cab Turbo Diesel 2WD Insurance Rates
Auto insurance rates for a Ford F-350 Super Duty XL Super Cab Turbo Diesel 2WD also have a wide range based on your driving characteristics, the replacement cost of your F-350 Super Duty, and deductibles and policy limits.
An older driver with a good driving record and high deductibles may pay as little as $1,400 per year on average, or $117 per month, for full coverage. Rates are highest for drivers in their teens, where even good drivers will have to pay as much as $5,500 a year. View Rates by Age
Where you choose to live makes a big difference in Ford F-350 Super Duty XL Super Cab Turbo Diesel 2WD insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.
Choosing high deductibles could save up to $700 every year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost up to $327 extra every year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are likely paying at least $1,800 to $2,400 in extra premium annually, depending on your age. High-risk driver insurance can cost as much as 43% to 129% more than average. View High Risk Driver Rates
With such a large range of rates, the best way to figure out your exact price is to compare rates and see which company has the best rate. Every company uses a different rate calculation, and quoted rates will be substantially different from one company to the next.
The chart above shows average Ford F-350 Super Duty XL Super Cab Turbo Diesel 2WD insurance rates for various risk profiles and scenarios. The best rate after discounts is $902. Drivers who choose higher $1,000 deductibles will pay around $1,330. The average rate for a driver age 40 with no violations using $500 deductibles is $1,566. Using more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $2,024. High risk drivers could be charged up to $3,350. The price for full coverage insurance for a 16-year-old driver is $5,568.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,416 | -$150 | -9.6% |
| Alaska | $1,200 | -$366 | -23.4% |
| Arizona | $1,300 | -$266 | -17.0% |
| Arkansas | $1,566 | -$0 | 0.0% |
| California | $1,786 | $220 | 14.0% |
| Colorado | $1,498 | -$68 | -4.3% |
| Connecticut | $1,612 | $46 | 2.9% |
| Delaware | $1,774 | $208 | 13.3% |
| Florida | $1,960 | $394 | 25.2% |
| Georgia | $1,446 | -$120 | -7.7% |
| Hawaii | $1,126 | -$440 | -28.1% |
| Idaho | $1,060 | -$506 | -32.3% |
| Illinois | $1,168 | -$398 | -25.4% |
| Indiana | $1,180 | -$386 | -24.6% |
| Iowa | $1,056 | -$510 | -32.6% |
| Kansas | $1,490 | -$76 | -4.9% |
| Kentucky | $2,138 | $572 | 36.5% |
| Louisiana | $2,320 | $754 | 48.1% |
| Maine | $966 | -$600 | -38.3% |
| Maryland | $1,292 | -$274 | -17.5% |
| Massachusetts | $1,254 | -$312 | -19.9% |
| Michigan | $2,722 | $1,156 | 73.8% |
| Minnesota | $1,312 | -$254 | -16.2% |
| Mississippi | $1,878 | $312 | 19.9% |
| Missouri | $1,390 | -$176 | -11.2% |
| Montana | $1,682 | $116 | 7.4% |
| Nebraska | $1,236 | -$330 | -21.1% |
| Nevada | $1,880 | $314 | 20.1% |
| New Hampshire | $1,130 | -$436 | -27.8% |
| New Jersey | $1,752 | $186 | 11.9% |
| New Mexico | $1,388 | -$178 | -11.4% |
| New York | $1,650 | $84 | 5.4% |
| North Carolina | $904 | -$662 | -42.3% |
| North Dakota | $1,284 | -$282 | -18.0% |
| Ohio | $1,080 | -$486 | -31.0% |
| Oklahoma | $1,610 | $44 | 2.8% |
| Oregon | $1,436 | -$130 | -8.3% |
| Pennsylvania | $1,494 | -$72 | -4.6% |
| Rhode Island | $2,088 | $522 | 33.3% |
| South Carolina | $1,420 | -$146 | -9.3% |
| South Dakota | $1,322 | -$244 | -15.6% |
| Tennessee | $1,372 | -$194 | -12.4% |
| Texas | $1,888 | $322 | 20.6% |
| Utah | $1,162 | -$404 | -25.8% |
| Vermont | $1,072 | -$494 | -31.5% |
| Virginia | $938 | -$628 | -40.1% |
| Washington | $1,210 | -$356 | -22.7% |
| West Virginia | $1,436 | -$130 | -8.3% |
| Wisconsin | $1,086 | -$480 | -30.7% |
| Wyoming | $1,398 | -$168 | -10.7% |
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,568 |
| 20 | $3,556 |
| 30 | $1,646 |
| 40 | $1,566 |
| 50 | $1,424 |
| 60 | $1,396 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,024 |
| $250 | $1,814 |
| $500 | $1,566 |
| $1,000 | $1,330 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,566 |
| 50/100 | $1,639 |
| 100/300 | $1,730 |
| 250/500 | $1,966 |
| 100 CSL | $1,675 |
| 300 CSL | $1,875 |
| 500 CSL | $2,021 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,968 |
| 20 | $5,638 |
| 30 | $3,440 |
| 40 | $3,350 |
| 50 | $3,192 |
| 60 | $3,160 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $84 |
| Multi-vehicle | $78 |
| Homeowner | $21 |
| 5-yr Accident Free | $117 |
| 5-yr Claim Free | $100 |
| Paid in Full/EFT | $74 |
| Advance Quote | $77 |
| Online Quote | $113 |
| Total Discounts | $664 |
Discounts are estimated and may not be available from every company or in every state.
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