Ford F-350 Super Duty XLT Crew Cab 2WD Insurance Rates

Average insurance rates for a Ford F-350 Super Duty XLT Crew Cab 2WD are $1,566 a year for full coverage insurance. Comprehensive costs around $410, collision costs $634, and liability insurance costs around $364. Just liability insurance costs as low as $430 a year, with coverage for high-risk drivers costing around $3,350. Teen drivers receive the highest rates at $5,568 a year or more.

Annual premium for full coverage: $1,566

Rate estimates for type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-350 Super Duty Trim Level

Price Range by Location

Where you live has a significant impact on car insurance rates. Areas with sparse population tend to have lower incidents of physical damage claims than larger metro areas.

The price range example below illustrates how rural and urban location affects auto insurance rates.

These differences illustrate why anyone shopping for car insurance should compare prices for a specific zip code, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance prices for a Ford F-350 Super Duty XLT Crew Cab 2WD can also vary considerably based on the model year, your age and driving record, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are probably paying at least $1,800 to $2,400 additional per year, depending on your age. High-risk driver insurance can be anywhere from 43% to 129% more than average. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,400 a year for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $5,500 a year. View Rates by Age

Where you live has a huge impact on Ford F-350 Super Duty XLT Crew Cab 2WD insurance rates. A driver around age 40 might see prices as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $700 each year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit

With so much variability in prices, the only way to figure out your exact price is to compare prices from as many companies as possible. Each insurance company uses a different rate calculation, and rates can be significantly different.

View Chart as Image

The chart estimates Ford F-350 Super Duty XLT Crew Cab 2WD insurance prices for different risks and coverage choices. The lowest price with discounts is $902. Drivers who choose higher $1,000 deductibles will pay $1,330. The average price for a driver age 40 with no violations using $500 deductibles is $1,566. Using more expensive $100 deductibles for physical damage coverage could cost up to $2,024. High risk drivers could be charged as much as $3,350. The price for full coverage insurance for a 16-year-old driver can be as high as $5,568.

View Chart as Image