Ford Fusion Hybrid 4-Dr Sedan Insurance Rates

Average auto insurance rates for a Ford Fusion Hybrid 4-Dr Sedan are $1,646 annually with full coverage. Comprehensive insurance costs on average $326 a year, collision costs $666, and liability costs around $454. Liability-only coverage costs as low as $538 a year, with high-risk coverage costing $3,572 or more. Teenage drivers receive the highest rates at $6,180 a year or more.

Annual premium for full coverage: $1,646

Rate estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Fusion Trim Level

These differences demonstrate why it is important for drivers to compare prices based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get rates for your location.

Car insurance rates for a Ford Fusion Hybrid 4-Dr Sedan can also vary considerably based on the model year of your Fusion, your driving record, and policy deductibles and limits.

Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,500 a year for full coverage. Prices are much higher for teen drivers, where even without any violations or accidents they will be charged upwards of $6,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $2,000 to $2,700 extra per year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $670 every year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $408 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Ford Fusion Hybrid 4-Dr Sedan insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to find out exactly what you will pay is to get quotes and see which company has the best price. Each insurance company uses a different method to calculate prices, so rate quotes can be significantly different between companies.

View Chart as Image

The chart above shows Ford Fusion Hybrid 4-Dr Sedan insurance prices for different situations. The best price after discounts is $943. Drivers who use higher $1,000 deductibles will pay about $1,422. The average price for a 40-year-old male driver using $500 deductibles is $1,646. Choosing low $100 deductibles for comp and collision coverage could cost up to $2,088. Drivers with multiple violations and accidents could be charged as much as $3,572. The cost for full coverage for a teen driver can be as high as $6,180.

View Chart as Image