Ford Mustang 2-Dr Coupe Insurance Rates

U.S. average insurance rates for a Ford Mustang 2-Dr Coupe are $1,600 a year with full coverage. Comprehensive costs on average $312, collision insurance costs $634, and liability costs $454. Buying just liability costs as little as $538 a year, and insurance for high-risk drivers costs around $3,470. Teenage drivers pay the highest rates at up to $6,036 a year.

Annual premium for full coverage: $1,600

Price estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Mustang Trim Level

Geographic Price Range

Your location can make a big difference on auto insurance rates. Rural areas have lower incidents of collision claims than densely populated cities. The example below illustrates how location impacts car insurance rates.

These price ranges demonstrate why everyone should compare rates based on a specific location, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Insurance prices for a Ford Mustang 2-Dr Coupe are also quite variable based on the replacement cost of your Mustang, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,900 to $2,600 additional each year, depending on your age. Ford Mustang 2-Dr Coupe insurance for high-risk drivers can cost from 43% to 132% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,500 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $6,000 a year. View Rates by Age

The state you live in makes a big difference in Ford Mustang 2-Dr Coupe insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $640 annually, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $408 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out exactly what you will pay is to regularly compare prices from multiple companies. Every company uses a different method to calculate prices, and rates may be quite different.

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The chart above shows Ford Mustang 2-Dr Coupe insurance prices for various risks and coverage choices. The cheapest discount price is $921. Drivers who use higher $1,000 deductibles will pay $1,388. The average price for a 40-year-old male driver using $500 deductibles is $1,600. Selecting more expensive $100 deductibles for comp and collision coverage can cost as much as $2,022. Drivers with multiple violations and accidents could be charged at least $3,470. The rate for full coverage insurance for a teen driver is $6,036.

View Chart as Image