Ford Taurus Limited AWD Insurance Rates

The average auto insurance rates for a Ford Taurus Limited AWD are $1,584 annually for full coverage. Comprehensive costs approximately $396, collision insurance costs $666, and liability costs $364. Liability-only insurance costs as little as $430 a year, and high-risk driver insurance costs around $3,406. Teen drivers cost the most to insure at up to $5,670 a year.

Annual premium for full coverage: $1,584

Policy rates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Taurus Trim Level

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Rural locations are shown to have fewer accident claims than larger metro areas. The example below illustrates how your location can change auto insurance prices.

These price differences show why everyone should compare rates using their specific location and their own personal driving habits, instead of using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Ford Taurus Limited AWD also range considerably based on the model year, your driver profile, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as little as $1,500 per year on average, or $125 per month, for full coverage. Prices are highest for teenagers, where even without any violations or accidents they will have to pay in the ballpark of $5,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $1,800 to $2,500 in extra premium every year, depending on your age. Ford Taurus Limited AWD insurance for high-risk drivers can cost as much as 44% to 127% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $710 every year, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $327 extra every year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Ford Taurus Limited AWD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Because prices have so much variability, the only way to know which car insurance is cheapest is to regularly compare prices and see which company has the best price. Every company uses a different rate calculation, and quoted rates will be varied between companies.

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Chart shows Ford Taurus Limited AWD insurance prices for various situations. The best price after discounts is $905. Drivers who choose higher $1,000 deductibles will pay about $1,344. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,584. Selecting more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $2,050. High risk drivers could be charged around $3,406. The rate for full coverage insurance for a teenager is $5,670.

View Chart as Image