Ford Taurus SE Insurance Rates
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Average insurance rates for a Ford Taurus SE are $1,416 a year with full coverage. Comprehensive insurance costs around $354, collision costs $540, and liability costs $364. Liability-only coverage costs as little as $430 a year, with high-risk coverage costing $3,028 or more. Teen drivers receive the highest rates at $5,112 a year or more.
Annual premium for full coverage: $1,416
Rate estimates for type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Ford Taurus Trim Level
For the average 40-year-old driver, prices go from as low as $430 for your basic liability-only policy to the much higher price of $3,028 for coverage for higher-risk drivers.
These differences demonstrate why everyone should compare rates for a specific zip code and risk profile, instead of making a decision based on price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Ford Taurus SE Insurance
Car insurance rates for a Ford Taurus SE can also vary considerably based on your driver profile, the actual cash value of your Taurus, and deductibles and policy limits.
A more mature driver with no driving violations and high deductibles may pay as low as $1,300 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged as much as $5,100 a year. View Rates by Age
Where you live makes a big difference in Ford Taurus SE insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.
Choosing high deductibles could save up to $600 annually, whereas buying more liability protection will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you may be forking out at least $1,600 to $2,200 extra per year, depending on your age. Ford Taurus SE insurance for high-risk drivers can cost from 43% to 127% more than average. View High Risk Driver Rates
With so much variability in rates, the best way to find out your exact price is to regularly compare rates from multiple companies. Every company uses a different rate calculation, so rate quotes can be significantly different from one company to the next.
The chart above shows Ford Taurus SE insurance rates for different risk profiles and scenarios. The cheapest discount rate is $824. Drivers who choose higher $1,000 deductibles will pay around $1,214. The average rate for a driver age 40 with no violations using $500 deductibles is $1,416. Selecting more expensive $100 deductibles for comp and collision coverage can cost as much as $1,808. High risk drivers could be charged as much as $3,028. The rate for full coverage for a 16-year-old driver is $5,112.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,280 | -$136 | -9.6% |
| Alaska | $1,086 | -$330 | -23.3% |
| Arizona | $1,176 | -$240 | -16.9% |
| Arkansas | $1,416 | -$0 | 0.0% |
| California | $1,614 | $198 | 14.0% |
| Colorado | $1,354 | -$62 | -4.4% |
| Connecticut | $1,456 | $40 | 2.8% |
| Delaware | $1,602 | $186 | 13.1% |
| Florida | $1,770 | $354 | 25.0% |
| Georgia | $1,308 | -$108 | -7.6% |
| Hawaii | $1,018 | -$398 | -28.1% |
| Idaho | $958 | -$458 | -32.3% |
| Illinois | $1,054 | -$362 | -25.6% |
| Indiana | $1,068 | -$348 | -24.6% |
| Iowa | $956 | -$460 | -32.5% |
| Kansas | $1,346 | -$70 | -4.9% |
| Kentucky | $1,932 | $516 | 36.4% |
| Louisiana | $2,096 | $680 | 48.0% |
| Maine | $874 | -$542 | -38.3% |
| Maryland | $1,168 | -$248 | -17.5% |
| Massachusetts | $1,134 | -$282 | -19.9% |
| Michigan | $2,462 | $1,046 | 73.9% |
| Minnesota | $1,184 | -$232 | -16.4% |
| Mississippi | $1,696 | $280 | 19.8% |
| Missouri | $1,256 | -$160 | -11.3% |
| Montana | $1,520 | $104 | 7.3% |
| Nebraska | $1,118 | -$298 | -21.0% |
| Nevada | $1,698 | $282 | 19.9% |
| New Hampshire | $1,022 | -$394 | -27.8% |
| New Jersey | $1,584 | $168 | 11.9% |
| New Mexico | $1,254 | -$162 | -11.4% |
| New York | $1,492 | $76 | 5.4% |
| North Carolina | $816 | -$600 | -42.4% |
| North Dakota | $1,160 | -$256 | -18.1% |
| Ohio | $976 | -$440 | -31.1% |
| Oklahoma | $1,456 | $40 | 2.8% |
| Oregon | $1,296 | -$120 | -8.5% |
| Pennsylvania | $1,350 | -$66 | -4.7% |
| Rhode Island | $1,888 | $472 | 33.3% |
| South Carolina | $1,282 | -$134 | -9.5% |
| South Dakota | $1,196 | -$220 | -15.5% |
| Tennessee | $1,240 | -$176 | -12.4% |
| Texas | $1,706 | $290 | 20.5% |
| Utah | $1,050 | -$366 | -25.8% |
| Vermont | $968 | -$448 | -31.6% |
| Virginia | $848 | -$568 | -40.1% |
| Washington | $1,094 | -$322 | -22.7% |
| West Virginia | $1,298 | -$118 | -8.3% |
| Wisconsin | $982 | -$434 | -30.6% |
| Wyoming | $1,262 | -$154 | -10.9% |
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,112 |
| 20 | $3,214 |
| 30 | $1,482 |
| 40 | $1,416 |
| 50 | $1,288 |
| 60 | $1,262 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,808 |
| $250 | $1,628 |
| $500 | $1,416 |
| $1,000 | $1,214 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,416 |
| 50/100 | $1,489 |
| 100/300 | $1,580 |
| 250/500 | $1,816 |
| 100 CSL | $1,525 |
| 300 CSL | $1,725 |
| 500 CSL | $1,871 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,298 |
| 20 | $5,098 |
| 30 | $3,102 |
| 40 | $3,028 |
| 50 | $2,884 |
| 60 | $2,854 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $75 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $103 |
| 5-yr Claim Free | $90 |
| Paid in Full/EFT | $65 |
| Advance Quote | $68 |
| Online Quote | $101 |
| Total Discounts | $592 |
Discounts are estimated and may not be available from every company or in every state.
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