Ford Taurus SEL AWD Insurance Rates

Average insurance rates for a Ford Taurus SEL AWD are $1,494 a year for full coverage. Comprehensive insurance costs around $368 a year, collision insurance costs $604, and liability costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs $3,206 or more. Teen drivers receive the highest rates at up to $5,382 a year.

Annual premium for full coverage: $1,494

Rate estimates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Taurus Trim Level

These differences show why it is important for drivers to compare prices for a specific zip code, instead of using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Ford Taurus SEL AWD can also vary considerably based on the model year of your Taurus, how you drive, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you could be paying at least $1,700 to $2,400 in extra premium per year, depending on your age. A high-risk auto insurance policy can be as much as 45% to 127% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,400 a year for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records will have to pay as much as $5,300 a year. View Rates by Age

Where you live has a huge impact on Ford Taurus SEL AWD insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $650 every year, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

With so much variability in prices, the only way to know your exact price is to get quotes and see which company has the best price. Each insurance company uses a different rate calculation, and quoted rates can be significantly different.

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Chart shows Ford Taurus SEL AWD insurance prices for various risks and coverage choices. The best price after discounts is $860. Drivers who choose higher $1,000 deductibles will pay $1,272. The average price for a driver age 40 with no violations using $500 deductibles is $1,494. Choosing low $100 deductibles for comprehensive and collision insurance could cost up to $1,918. High risk drivers could be charged as much as $3,206. The cost for full coverage for a 16-year-old driver can be as high as $5,382.

View Chart as Image