Ford Transit Connect XLT 2WD Insurance Rates

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Average insurance prices for a Ford Transit Connect XLT 2WD are $1,268 every 12 months for full coverage. Comprehensive insurance costs an estimated $270, collision insurance costs $476, and liability coverage costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs $2,734 or more. Teen drivers receive the highest rates at up to $4,740 a year.

Annual premium for full coverage: $1,268

Rate estimates broken down by type of insurance:

Comprehensive $270
Collision $476
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Transit Connect Trim Level

For the average 40-year-old driver, prices range from the cheapest price of $430 for a discount liability-only rate to a much higher rate of $2,734 for coverage for higher-risk drivers.

Liability Only $430
Full Coverage $1,268
High Risk $2,734

These differences show why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Auto insurance rates for a Ford Transit Connect XLT 2WD can also vary considerably based on policy deductibles and limits, your driver profile, and the model year.

Choosing high deductibles could cut rates by as much as $500 a year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may only pay around $1,200 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay at least $4,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying $1,500 to $2,100 in extra premium per year, depending on your age. High-risk driver insurance can be around 44% to 132% more than average. View High Risk Driver Rates

Where you live has a huge impact on Ford Transit Connect XLT 2WD insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to compare rates and see how they stack up. Each insurance company uses a different rate calculation, and quoted rates can be significantly different.

View Chart as Image

Ford Transit Connect XLT 2WD insurance cost comparison chart
Column chart showing Ford Transit Connect XLT 2WD insurance prices range from $737 to $4,740 for full coverage

Chart shows Ford Transit Connect XLT 2WD insurance rates for various coverage choices and risks. The cheapest rate with discounts is $737. Drivers who choose higher $1,000 deductibles will pay $1,100. The average rate for a driver around age 40 using $500 deductibles is $1,268. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,600. High risk drivers could be charged as much as $2,734. The price for full coverage for a teenage driver can be as high as $4,740.

Ford Transit Connect XLT 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,146 -$122 -9.6%
Alaska $974 -$294 -23.2%
Arizona $1,054 -$214 -16.9%
Arkansas $1,268 -$0 0.0%
California $1,446 $178 14.0%
Colorado $1,214 -$54 -4.3%
Connecticut $1,306 $38 3.0%
Delaware $1,438 $170 13.4%
Florida $1,588 $320 25.2%
Georgia $1,172 -$96 -7.6%
Hawaii $912 -$356 -28.1%
Idaho $858 -$410 -32.3%
Illinois $946 -$322 -25.4%
Indiana $956 -$312 -24.6%
Iowa $858 -$410 -32.3%
Kansas $1,208 -$60 -4.7%
Kentucky $1,732 $464 36.6%
Louisiana $1,880 $612 48.3%
Maine $784 -$484 -38.2%
Maryland $1,048 -$220 -17.4%
Massachusetts $1,014 -$254 -20.0%
Michigan $2,206 $938 74.0%
Minnesota $1,062 -$206 -16.2%
Mississippi $1,520 $252 19.9%
Missouri $1,126 -$142 -11.2%
Montana $1,364 $96 7.6%
Nebraska $1,002 -$266 -21.0%
Nevada $1,522 $254 20.0%
New Hampshire $916 -$352 -27.8%
New Jersey $1,418 $150 11.8%
New Mexico $1,124 -$144 -11.4%
New York $1,338 $70 5.5%
North Carolina $732 -$536 -42.3%
North Dakota $1,040 -$228 -18.0%
Ohio $874 -$394 -31.1%
Oklahoma $1,306 $38 3.0%
Oregon $1,162 -$106 -8.4%
Pennsylvania $1,210 -$58 -4.6%
Rhode Island $1,694 $426 33.6%
South Carolina $1,152 -$116 -9.1%
South Dakota $1,070 -$198 -15.6%
Tennessee $1,114 -$154 -12.1%
Texas $1,530 $262 20.7%
Utah $940 -$328 -25.9%
Vermont $870 -$398 -31.4%
Virginia $760 -$508 -40.1%
Washington $982 -$286 -22.6%
West Virginia $1,164 -$104 -8.2%
Wisconsin $880 -$388 -30.6%
Wyoming $1,132 -$136 -10.7%

View Chart as Image

Ford Transit Connect XLT 2WD insurance rates by U.S. city

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Rates by Driver Age

Ford Transit Connect XLT 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $4,740
20 $2,924
30 $1,322
40 $1,268
50 $1,158
60 $1,136

Full coverage, $500 deductibles

Rates by Deductible

Ford Transit Connect XLT 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,600
$250 $1,448
$500 $1,268
$1,000 $1,100

Full coverage, driver age 40

Rates by Liability Limit

Ford Transit Connect XLT 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,268
50/100 $1,341
100/300 $1,432
250/500 $1,668
100 CSL $1,377
300 CSL $1,577
500 CSL $1,723

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Transit Connect XLT 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $6,748
20 $4,642
30 $2,794
40 $2,734
50 $2,610
60 $2,586

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $174

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $65
Homeowner $18
5-yr Accident Free $92
5-yr Claim Free $81
Paid in Full/EFT $57
Advance Quote $62
Online Quote $89
Total Discounts $531
Rate after discounts $737

Discounts are estimated and may not be available from every company or in every state.

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