GMC Sierra 2500HD SLE Extended Cab 4WD Insurance Rates

U.S. average auto insurance rates for a GMC Sierra 2500HD SLE Extended Cab 4WD are $1,496 annually for full coverage. Comprehensive costs on average $340 each year, collision costs $634, and liability coverage costs $364. Buying just liability costs as little as $430 a year, with insurance for high-risk drivers costing around $3,236. Teenage drivers pay the highest rates at $5,462 a year or more.

Annual premium for full coverage: $1,496

Price estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Sierra 2500HD Trim Level

Geographic Price Range

Your location has a large influence on car insurance rates. Rural areas have fewer accident claims than densely populated cities.

The graphic below illustrates the difference location can make on car insurance rates.

These price ranges show why all drivers should compare rates based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get rates for your location.

Insurance prices for a GMC Sierra 2500HD SLE Extended Cab 4WD are also quite variable based on the actual cash value of your Sierra 2500HD, your driver profile, and policy deductibles and limits.

More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $1,400 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,800 to $2,400 additional each year, depending on your age. Insurance for high-risk drivers can cost around 44% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $660 a year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $327 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in GMC Sierra 2500HD SLE Extended Cab 4WD insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Since prices can be so different, the only way to know exactly what you will pay is to do a rate comparison and see how they stack up. Every company uses a different method to calculate prices, and rates may be quite different between companies.

View Chart as Image

Chart shows GMC Sierra 2500HD SLE Extended Cab 4WD insurance prices for different situations. The cheapest price with discounts is $852. Drivers who use higher $1,000 deductibles will pay about $1,276. The average price for a 40-year-old male driver using $500 deductibles is $1,496. Using lower $100 deductibles for comprehensive and collision insurance can cost as much as $1,928. Drivers with multiple violations and accidents could be charged at least $3,236. The policy rate for full coverage insurance for a teen driver is $5,462.

View Chart as Image