GMC Sierra 2500HD SLE Regular Cab 4WD Insurance Rates
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U.S. average insurance rates for a GMC Sierra 2500HD SLE Regular Cab 4WD are $1,452 a year including full coverage. Comprehensive insurance costs approximately $326, collision insurance costs $604, and liability costs around $364. Liability-only coverage costs as low as $430 a year, and high-risk coverage costs $3,138 or more. Teenage drivers pay the highest rates at up to $5,318 a year.
Annual premium for full coverage: $1,452
Price estimates by type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this GMC Sierra 2500HD Trim Level
For the average driver, GMC Sierra 2500HD SLE Regular Cab 4WD insurance prices range from the low end price of $430 for your basic liability-only policy to a much higher rate of $3,138 for a driver that may need high-risk insurance.
These price ranges highlight why anyone shopping for car insurance should compare prices using their specific location, instead of using average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Companies with Cheap GMC Sierra 2500HD SLE Regular Cab 4WD Insurance
Auto insurance rates for a GMC Sierra 2500HD SLE Regular Cab 4WD are also quite variable based on the model year, your driving record and age, and physical damage deductibles and liability limits.
If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,700 to $2,300 in extra premium each year, depending on your age. High-risk driver insurance can be as much as 43% to 131% more than a normal policy. View High Risk Driver Rates
An older driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $5,300 a year. View Rates by Age
The state you live in has a huge impact on GMC Sierra 2500HD SLE Regular Cab 4WD insurance prices. A driver around age 40 might see prices as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.
Using high physical damage deductibles could cut prices by as much as $630 every year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $327 extra every year. View Rates by Deductible or Liability Limit
Since prices can be so different, the best way to figure out which insurance company is cheapest is to compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, and quoted rates may be quite different.
The chart above shows average GMC Sierra 2500HD SLE Regular Cab 4WD insurance prices for various risks and coverage choices. The best price after discounts is $829. Drivers who use higher $1,000 deductibles will pay $1,240. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,452. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $1,862. Drivers with multiple violations and accidents could be charged at least $3,138. The price for full coverage for a teenager can be as high as $5,318.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,314 | -$138 | -9.5% |
Alaska | $1,112 | -$340 | -23.4% |
Arizona | $1,204 | -$248 | -17.1% |
Arkansas | $1,452 | -$0 | 0.0% |
California | $1,654 | $202 | 13.9% |
Colorado | $1,388 | -$64 | -4.4% |
Connecticut | $1,494 | $42 | 2.9% |
Delaware | $1,644 | $192 | 13.2% |
Florida | $1,816 | $364 | 25.1% |
Georgia | $1,342 | -$110 | -7.6% |
Hawaii | $1,044 | -$408 | -28.1% |
Idaho | $982 | -$470 | -32.4% |
Illinois | $1,082 | -$370 | -25.5% |
Indiana | $1,092 | -$360 | -24.8% |
Iowa | $980 | -$472 | -32.5% |
Kansas | $1,380 | -$72 | -5.0% |
Kentucky | $1,980 | $528 | 36.4% |
Louisiana | $2,150 | $698 | 48.1% |
Maine | $896 | -$556 | -38.3% |
Maryland | $1,198 | -$254 | -17.5% |
Massachusetts | $1,160 | -$292 | -20.1% |
Michigan | $2,524 | $1,072 | 73.8% |
Minnesota | $1,214 | -$238 | -16.4% |
Mississippi | $1,740 | $288 | 19.8% |
Missouri | $1,288 | -$164 | -11.3% |
Montana | $1,558 | $106 | 7.3% |
Nebraska | $1,146 | -$306 | -21.1% |
Nevada | $1,742 | $290 | 20.0% |
New Hampshire | $1,046 | -$406 | -28.0% |
New Jersey | $1,622 | $170 | 11.7% |
New Mexico | $1,286 | -$166 | -11.4% |
New York | $1,530 | $78 | 5.4% |
North Carolina | $838 | -$614 | -42.3% |
North Dakota | $1,190 | -$262 | -18.0% |
Ohio | $1,002 | -$450 | -31.0% |
Oklahoma | $1,492 | $40 | 2.8% |
Oregon | $1,330 | -$122 | -8.4% |
Pennsylvania | $1,386 | -$66 | -4.5% |
Rhode Island | $1,936 | $484 | 33.3% |
South Carolina | $1,316 | -$136 | -9.4% |
South Dakota | $1,224 | -$228 | -15.7% |
Tennessee | $1,272 | -$180 | -12.4% |
Texas | $1,750 | $298 | 20.5% |
Utah | $1,076 | -$376 | -25.9% |
Vermont | $994 | -$458 | -31.5% |
Virginia | $870 | -$582 | -40.1% |
Washington | $1,122 | -$330 | -22.7% |
West Virginia | $1,332 | -$120 | -8.3% |
Wisconsin | $1,006 | -$446 | -30.7% |
Wyoming | $1,294 | -$158 | -10.9% |
Rate Tables and Charts
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Choose a different trim level below
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,318 |
20 | $3,352 |
30 | $1,520 |
40 | $1,452 |
50 | $1,324 |
60 | $1,300 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,862 |
$250 | $1,672 |
$500 | $1,452 |
$1,000 | $1,240 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,452 |
50/100 | $1,525 |
100/300 | $1,616 |
250/500 | $1,852 |
100 CSL | $1,561 |
300 CSL | $1,761 |
500 CSL | $1,907 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,602 |
20 | $5,326 |
30 | $3,216 |
40 | $3,138 |
50 | $2,992 |
60 | $2,964 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $78 |
Multi-vehicle | $75 |
Homeowner | $20 |
5-yr Accident Free | $110 |
5-yr Claim Free | $94 |
Paid in Full/EFT | $69 |
Advance Quote | $73 |
Online Quote | $104 |
Total Discounts | $623 |
Discounts are estimated and may not be available from every company or in every state.
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