GMC Sierra 2500HD SLT Extended Cab 4WD Insurance Rates

U.S. average insurance rates for a GMC Sierra 2500HD SLT Extended Cab 4WD are $1,542 a year for full coverage. Comprehensive costs on average $354 a year, collision costs $666, and liability costs $364. Liability-only coverage costs as little as $430 a year, with high-risk coverage costing around $3,338. Teenage drivers pay the highest rates at $5,606 a year or more.

Annual premium for full coverage: $1,542

Price estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Sierra 2500HD Trim Level

Geographic Price Range

Your location can have significant affects on car insurance rates. Rural areas have lower incidents of accident claims than densely populated cities.

The diagram below illustrates how location helps determine car insurance rates.

These price ranges show why it is important for drivers to compare rates based on a specific location, instead of using average rates.

Use the form below to get rates for your location.

Auto insurance rates for a GMC Sierra 2500HD SLT Extended Cab 4WD are also quite variable based on the model year of your Sierra 2500HD, how you drive, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you could be paying at a minimum $1,800 to $2,500 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost as much as 45% to 130% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,400 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay upwards of $5,600 a year. View Rates by Age

The state you live in makes a big difference in GMC Sierra 2500HD SLT Extended Cab 4WD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $690 every year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $327 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know exactly what you will pay is to get quotes and see which company has the best price. Every company uses a different method to calculate prices, and quoted rates may be quite different.

View Chart as Image

Chart shows GMC Sierra 2500HD SLT Extended Cab 4WD insurance prices for different risks and coverage choices. The best price after discounts is $875. Drivers who use higher $1,000 deductibles will pay $1,312. The average price for a 40-year-old male driver using $500 deductibles is $1,542. Choosing low $100 deductibles for comprehensive and collision insurance can cost as much as $1,994. Drivers with multiple violations and accidents could be charged at least $3,338. The cost for full coverage insurance for a teen driver is $5,606.

View Chart as Image