GMC Sierra 3500HD SLE Crew Cab 4WD Insurance Rates

The average insurance rates for a GMC Sierra 3500HD SLE Crew Cab 4WD are $1,734 a year for full coverage. Comprehensive costs an estimated $382 a year, collision costs $698, and liability coverage costs around $454. Liability-only coverage costs as low as $538 a year, with high-risk coverage costing around $3,740. Teenage drivers cost the most to insure at $6,390 a year or more.

Annual premium for full coverage: $1,734

Policy rates broken down by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Sierra 3500HD Trim Level

Urban vs. Rural Price Range

Where you live has a large influence on insurance rates. More rural locations are shown to have a lower frequency of accident claims than densely populated cities.

The diagram below illustrates how location helps determine insurance prices.

These price differences show why it is important for drivers to compare prices for a targeted area and risk profile, rather than using average rates.

Use the form below to get rates for your location.

Insurance prices for a GMC Sierra 3500HD SLE Crew Cab 4WD also range considerably based on your risk profile, the model year of your Sierra 3500HD, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may only pay around $1,600 a year, or $133 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay at least $6,300 a year. View Rates by Age

Your home state has a huge impact on GMC Sierra 3500HD SLE Crew Cab 4WD insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $730 a year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $408 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $2,000 to $2,800 additional every year, depending on your age. A high-risk auto insurance policy can be around 44% to 129% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to get quotes and see how they stack up. Each insurance company uses a different method to calculate rates, and rates will be varied from one company to the next.

View Chart as Image

Chart shows GMC Sierra 3500HD SLE Crew Cab 4WD insurance rates for different risk profiles and scenarios. The cheapest rate with discounts is $999. Drivers who use higher $1,000 deductibles will pay around $1,488. The average rate for a driver around age 40 using $500 deductibles is $1,734. Choosing low $100 deductibles for comprehensive and collision insurance could cost up to $2,212. Drivers with multiple violations and accidents could be charged around $3,740. The cost for full coverage insurance for a teenage driver can be as high as $6,390.

View Chart as Image