GMC Sierra 3500HD SLT Crew Cab 2WD Insurance Rates

U.S. average insurance prices for a GMC Sierra 3500HD SLT Crew Cab 2WD are $1,598 every 12 months for full coverage insurance. Comprehensive insurance costs around $410 each year, collision insurance costs $666, and liability coverage costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs $3,428 or more. Teenage drivers pay the highest rates at up to $5,692 a year.

Annual premium for full coverage: $1,598

Price estimates for individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Sierra 3500HD Trim Level

These price ranges illustrate why all drivers should compare prices for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get rates for your location.

Insurance prices for a GMC Sierra 3500HD SLT Crew Cab 2WD are also quite variable based on deductibles and policy limits, your risk profile, and the actual cash value of your Sierra 3500HD.

Using high physical damage deductibles could cut rates by as much as $720 a year, whereas increasing liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $327 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,500 a year for full coverage. Rates are much higher for teenage drivers, since even excellent drivers should be prepared to pay as much as $5,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at least $1,900 to $2,500 additional each year, depending on your age. Insurance for high-risk drivers can be around 44% to 133% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on GMC Sierra 3500HD SLT Crew Cab 2WD insurance rates. A driver around age 40 might see rates as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Since rates can be so different, the only way to figure out your exact price is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate rates, and rates may be quite different.

View Chart as Image

The chart estimates GMC Sierra 3500HD SLT Crew Cab 2WD insurance rates for various coverage choices and risks. The cheapest rate with discounts is $914. Drivers who use higher $1,000 deductibles will pay $1,354. The average rate for a driver age 40 with no violations using $500 deductibles is $1,598. Using lower $100 deductibles for physical damage coverage could cost up to $2,070. Drivers with multiple violations and accidents could be charged at least $3,428. The policy rate for full coverage for a 16-year-old driver can be as high as $5,692.

View Chart as Image