GMC Sierra Denali Crew Cab 2WD Insurance Rates
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Average auto insurance rates for a GMC Sierra Denali Crew Cab 2WD are $1,556 annually for full coverage insurance. Comprehensive insurance costs around $368, collision costs $666, and liability costs around $364. Only liability insurance costs as low as $430 a year, with high-risk insurance costing $3,360 or more. Teen drivers receive the highest rates at $5,628 a year or more.
Annual premium for full coverage: $1,556
Rate estimates for type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this GMC Sierra Trim Level
For the average 40-year-old driver, prices go from as cheap as $430 for liability-only coverage to a much higher rate of $3,360 for coverage for higher-risk drivers.
These differences illustrate why anyone shopping for car insurance should compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get rates for your location.
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Recommended Companies for Cheap GMC Sierra Denali Crew Cab 2WD Insurance
Insurance rates for a GMC Sierra Denali Crew Cab 2WD can also vary considerably based on the model year of your Sierra, your risk profile, and deductibles and policy limits.
An older driver with a clean driving record and high physical damage deductibles may pay as low as $1,400 a year for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they can expect to pay as much as $5,600 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying at least $1,800 to $2,500 extra per year, depending on your age. High-risk driver insurance can be from 44% to 129% more than average. View High Risk Driver Rates
Choosing high deductibles could cut prices by as much as $690 annually, while increasing your policy's liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit
Where you live has a huge impact on GMC Sierra Denali Crew Cab 2WD insurance prices. A driver around age 40 might see prices as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.
With so much variability in prices, the only way to figure out your exact price is to compare prices from multiple companies. Each insurance company uses a different rate calculation, so the rates can be significantly different between companies.
The chart estimates GMC Sierra Denali Crew Cab 2WD insurance prices for different situations. The cheapest discount price is $886. Drivers who choose higher $1,000 deductibles will pay about $1,322. The average price for a driver age 40 with no violations using $500 deductibles is $1,556. Using more expensive $100 deductibles for physical damage coverage could cost up to $2,012. High risk drivers could be charged as much as $3,360. The price for full coverage for a 16-year-old driver can be as high as $5,628.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,406 | -$150 | -9.6% |
Alaska | $1,192 | -$364 | -23.4% |
Arizona | $1,294 | -$262 | -16.8% |
Arkansas | $1,556 | -$0 | 0.0% |
California | $1,774 | $218 | 14.0% |
Colorado | $1,488 | -$68 | -4.4% |
Connecticut | $1,600 | $44 | 2.8% |
Delaware | $1,762 | $206 | 13.2% |
Florida | $1,946 | $390 | 25.1% |
Georgia | $1,438 | -$118 | -7.6% |
Hawaii | $1,118 | -$438 | -28.1% |
Idaho | $1,054 | -$502 | -32.3% |
Illinois | $1,158 | -$398 | -25.6% |
Indiana | $1,172 | -$384 | -24.7% |
Iowa | $1,050 | -$506 | -32.5% |
Kansas | $1,480 | -$76 | -4.9% |
Kentucky | $2,124 | $568 | 36.5% |
Louisiana | $2,304 | $748 | 48.1% |
Maine | $962 | -$594 | -38.2% |
Maryland | $1,284 | -$272 | -17.5% |
Massachusetts | $1,244 | -$312 | -20.1% |
Michigan | $2,706 | $1,150 | 73.9% |
Minnesota | $1,302 | -$254 | -16.3% |
Mississippi | $1,866 | $310 | 19.9% |
Missouri | $1,380 | -$176 | -11.3% |
Montana | $1,672 | $116 | 7.5% |
Nebraska | $1,228 | -$328 | -21.1% |
Nevada | $1,868 | $312 | 20.1% |
New Hampshire | $1,122 | -$434 | -27.9% |
New Jersey | $1,740 | $184 | 11.8% |
New Mexico | $1,378 | -$178 | -11.4% |
New York | $1,640 | $84 | 5.4% |
North Carolina | $898 | -$658 | -42.3% |
North Dakota | $1,276 | -$280 | -18.0% |
Ohio | $1,074 | -$482 | -31.0% |
Oklahoma | $1,600 | $44 | 2.8% |
Oregon | $1,426 | -$130 | -8.4% |
Pennsylvania | $1,486 | -$70 | -4.5% |
Rhode Island | $2,076 | $520 | 33.4% |
South Carolina | $1,412 | -$144 | -9.3% |
South Dakota | $1,312 | -$244 | -15.7% |
Tennessee | $1,364 | -$192 | -12.3% |
Texas | $1,876 | $320 | 20.6% |
Utah | $1,154 | -$402 | -25.8% |
Vermont | $1,066 | -$490 | -31.5% |
Virginia | $932 | -$624 | -40.1% |
Washington | $1,202 | -$354 | -22.8% |
West Virginia | $1,428 | -$128 | -8.2% |
Wisconsin | $1,078 | -$478 | -30.7% |
Wyoming | $1,388 | -$168 | -10.8% |
Rate Tables and Charts
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Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,628 |
20 | $3,584 |
30 | $1,634 |
40 | $1,556 |
50 | $1,418 |
60 | $1,392 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $2,012 |
$250 | $1,802 |
$500 | $1,556 |
$1,000 | $1,322 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,556 |
50/100 | $1,629 |
100/300 | $1,720 |
250/500 | $1,956 |
100 CSL | $1,665 |
300 CSL | $1,865 |
500 CSL | $2,011 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $8,060 |
20 | $5,696 |
30 | $3,450 |
40 | $3,360 |
50 | $3,204 |
60 | $3,174 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $84 |
Multi-vehicle | $79 |
Homeowner | $21 |
5-yr Accident Free | $119 |
5-yr Claim Free | $101 |
Paid in Full/EFT | $75 |
Advance Quote | $79 |
Online Quote | $112 |
Total Discounts | $670 |
Discounts are estimated and may not be available from every company or in every state.
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