GMC Sierra SL Crew Cab 2WD Insurance Rates
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Estimated insurance prices for a GMC Sierra SL Crew Cab 2WD are $1,420 every 12 months including full coverage. Comprehensive insurance costs approximately $326 each year, collision costs $572, and liability insurance costs around $364. Liability-only coverage costs as low as $430 a year, with high-risk coverage costing $3,060 or more. Teen drivers pay the most at $5,194 a year or more.
Annual premium for full coverage: $1,420
Premium estimates by individual coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this GMC Sierra Trim Level
For a driver around age 40, insurance rates for a GMC Sierra SL Crew Cab 2WD go from the cheapest price of $430 for just the minimum liability insurance to a high rate of $3,060 for a high-risk insurance policy.
These rate differences highlight why all drivers should compare prices using their specific location and their own driving history, rather than relying on price averages.
Use the form below to get rates for your location.
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Recommended Companies for Cheap GMC Sierra SL Crew Cab 2WD Insurance
Insurance rates for a GMC Sierra SL Crew Cab 2WD also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the replacement cost of your Sierra.
Choosing high deductibles could cut rates by as much as $600 each year, whereas increasing liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit
More mature drivers with a clean driving record and higher deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for drivers in their teens, since even excellent drivers can expect to pay in the ballpark of $5,100 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are likely paying anywhere from $1,700 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 134% more than average. View High Risk Driver Rates
Where you choose to live has a huge impact on GMC Sierra SL Crew Cab 2WD insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.
With such a large range of rates, the best way to figure out which auto insurance is cheapest is to do a rate comparison from as many companies as possible. Each insurance company uses a different rate calculation, so the rates will be substantially different.
The chart above shows average GMC Sierra SL Crew Cab 2WD insurance rates for different coverage choices and risks. The lowest rate with discounts is $818. Drivers who choose higher $1,000 deductibles will pay $1,216. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,420. Using lower $100 deductibles for collision and other-than-collision coverage could cost up to $1,816. High risk drivers could be charged up to $3,060. The policy rate for full coverage for a teenager can be as high as $5,194.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,284 | -$136 | -9.6% |
Alaska | $1,088 | -$332 | -23.4% |
Arizona | $1,178 | -$242 | -17.0% |
Arkansas | $1,420 | -$0 | 0.0% |
California | $1,618 | $198 | 13.9% |
Colorado | $1,358 | -$62 | -4.4% |
Connecticut | $1,462 | $42 | 3.0% |
Delaware | $1,608 | $188 | 13.2% |
Florida | $1,776 | $356 | 25.1% |
Georgia | $1,312 | -$108 | -7.6% |
Hawaii | $1,020 | -$400 | -28.2% |
Idaho | $962 | -$458 | -32.3% |
Illinois | $1,058 | -$362 | -25.5% |
Indiana | $1,068 | -$352 | -24.8% |
Iowa | $958 | -$462 | -32.5% |
Kansas | $1,350 | -$70 | -4.9% |
Kentucky | $1,938 | $518 | 36.5% |
Louisiana | $2,102 | $682 | 48.0% |
Maine | $876 | -$544 | -38.3% |
Maryland | $1,172 | -$248 | -17.5% |
Massachusetts | $1,134 | -$286 | -20.1% |
Michigan | $2,468 | $1,048 | 73.8% |
Minnesota | $1,188 | -$232 | -16.3% |
Mississippi | $1,702 | $282 | 19.9% |
Missouri | $1,260 | -$160 | -11.3% |
Montana | $1,524 | $104 | 7.3% |
Nebraska | $1,120 | -$300 | -21.1% |
Nevada | $1,704 | $284 | 20.0% |
New Hampshire | $1,024 | -$396 | -27.9% |
New Jersey | $1,586 | $166 | 11.7% |
New Mexico | $1,258 | -$162 | -11.4% |
New York | $1,496 | $76 | 5.4% |
North Carolina | $818 | -$602 | -42.4% |
North Dakota | $1,164 | -$256 | -18.0% |
Ohio | $980 | -$440 | -31.0% |
Oklahoma | $1,460 | $40 | 2.8% |
Oregon | $1,302 | -$118 | -8.3% |
Pennsylvania | $1,356 | -$64 | -4.5% |
Rhode Island | $1,894 | $474 | 33.4% |
South Carolina | $1,288 | -$132 | -9.3% |
South Dakota | $1,198 | -$222 | -15.6% |
Tennessee | $1,244 | -$176 | -12.4% |
Texas | $1,712 | $292 | 20.6% |
Utah | $1,052 | -$368 | -25.9% |
Vermont | $972 | -$448 | -31.5% |
Virginia | $850 | -$570 | -40.1% |
Washington | $1,098 | -$322 | -22.7% |
West Virginia | $1,302 | -$118 | -8.3% |
Wisconsin | $984 | -$436 | -30.7% |
Wyoming | $1,264 | -$156 | -11.0% |
Rate Tables and Charts
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Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,194 |
20 | $3,264 |
30 | $1,486 |
40 | $1,420 |
50 | $1,294 |
60 | $1,270 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,816 |
$250 | $1,632 |
$500 | $1,420 |
$1,000 | $1,216 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,420 |
50/100 | $1,493 |
100/300 | $1,584 |
250/500 | $1,820 |
100 CSL | $1,529 |
300 CSL | $1,729 |
500 CSL | $1,875 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,418 |
20 | $5,184 |
30 | $3,134 |
40 | $3,060 |
50 | $2,918 |
60 | $2,890 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $76 |
Multi-vehicle | $72 |
Homeowner | $20 |
5-yr Accident Free | $106 |
5-yr Claim Free | $91 |
Paid in Full/EFT | $66 |
Advance Quote | $70 |
Online Quote | $101 |
Total Discounts | $602 |
Discounts are estimated and may not be available from every company or in every state.
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