GMC Sierra SLT Extended Cab 4WD Insurance Rates
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Average insurance rates for a GMC Sierra SLT Extended Cab 4WD are $1,510 a year for full coverage. Comprehensive costs around $354 each year, collision insurance costs $634, and liability coverage costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs around $3,260. Teen drivers receive the highest rates at up to $5,482 a year.
Annual premium for full coverage: $1,510
Rate estimates for individual coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this GMC Sierra Trim Level
For a driver in their 40's, prices range from the low end price of $430 for liability-only coverage to a high rate of $3,260 for a driver who has had serious violations or accidents.
Price Range by Location
Your location has a large influence on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than larger metro areas. The graphic below illustrates how location helps determine auto insurance rates.
These differences show why all drivers should compare rates for a specific zip code, rather than using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap GMC Sierra SLT Extended Cab 4WD Insurance
Car insurance rates for a GMC Sierra SLT Extended Cab 4WD can also vary considerably based on the actual cash value of your Sierra, how you drive, and deductibles and policy limits.
If you like to drive fast or you caused an accident, you could be paying at least $1,800 to $2,400 extra per year, depending on your age. Insurance for high-risk drivers can cost around 44% to 133% more than average. View High Risk Driver Rates
More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,400 per year on average for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records will be charged as much as $5,400 a year. View Rates by Age
Where you live makes a big difference in GMC Sierra SLT Extended Cab 4WD insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.
Choosing high deductibles could save up to $660 a year, whereas increasing liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit
With so much variability in prices, the only way to know your exact price is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, so rate quotes can be significantly different.
Chart shows GMC Sierra SLT Extended Cab 4WD insurance prices for various risks and coverage choices. The cheapest price with discounts is $862. Drivers who choose higher $1,000 deductibles will pay $1,288. The average price for a driver age 40 with no violations using $500 deductibles is $1,510. Using lower $100 deductibles for comprehensive and collision insurance can cost as much as $1,948. High risk drivers could be charged as much as $3,260. The policy rate for full coverage insurance for a 16-year-old driver is $5,482.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,366 | -$144 | -9.5% |
| Alaska | $1,158 | -$352 | -23.3% |
| Arizona | $1,254 | -$256 | -17.0% |
| Arkansas | $1,510 | -$0 | 0.0% |
| California | $1,722 | $212 | 14.0% |
| Colorado | $1,444 | -$66 | -4.4% |
| Connecticut | $1,554 | $44 | 2.9% |
| Delaware | $1,710 | $200 | 13.2% |
| Florida | $1,890 | $380 | 25.2% |
| Georgia | $1,396 | -$114 | -7.5% |
| Hawaii | $1,086 | -$424 | -28.1% |
| Idaho | $1,022 | -$488 | -32.3% |
| Illinois | $1,126 | -$384 | -25.4% |
| Indiana | $1,138 | -$372 | -24.6% |
| Iowa | $1,020 | -$490 | -32.5% |
| Kansas | $1,436 | -$74 | -4.9% |
| Kentucky | $2,062 | $552 | 36.6% |
| Louisiana | $2,236 | $726 | 48.1% |
| Maine | $932 | -$578 | -38.3% |
| Maryland | $1,246 | -$264 | -17.5% |
| Massachusetts | $1,210 | -$300 | -19.9% |
| Michigan | $2,626 | $1,116 | 73.9% |
| Minnesota | $1,264 | -$246 | -16.3% |
| Mississippi | $1,810 | $300 | 19.9% |
| Missouri | $1,340 | -$170 | -11.3% |
| Montana | $1,622 | $112 | 7.4% |
| Nebraska | $1,192 | -$318 | -21.1% |
| Nevada | $1,812 | $302 | 20.0% |
| New Hampshire | $1,090 | -$420 | -27.8% |
| New Jersey | $1,690 | $180 | 11.9% |
| New Mexico | $1,338 | -$172 | -11.4% |
| New York | $1,592 | $82 | 5.4% |
| North Carolina | $872 | -$638 | -42.3% |
| North Dakota | $1,238 | -$272 | -18.0% |
| Ohio | $1,042 | -$468 | -31.0% |
| Oklahoma | $1,554 | $44 | 2.9% |
| Oregon | $1,384 | -$126 | -8.3% |
| Pennsylvania | $1,442 | -$68 | -4.5% |
| Rhode Island | $2,014 | $504 | 33.4% |
| South Carolina | $1,368 | -$142 | -9.4% |
| South Dakota | $1,276 | -$234 | -15.5% |
| Tennessee | $1,324 | -$186 | -12.3% |
| Texas | $1,820 | $310 | 20.5% |
| Utah | $1,120 | -$390 | -25.8% |
| Vermont | $1,034 | -$476 | -31.5% |
| Virginia | $904 | -$606 | -40.1% |
| Washington | $1,168 | -$342 | -22.6% |
| West Virginia | $1,384 | -$126 | -8.3% |
| Wisconsin | $1,048 | -$462 | -30.6% |
| Wyoming | $1,348 | -$162 | -10.7% |
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,482 |
| 20 | $3,478 |
| 30 | $1,586 |
| 40 | $1,510 |
| 50 | $1,376 |
| 60 | $1,350 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,948 |
| $250 | $1,746 |
| $500 | $1,510 |
| $1,000 | $1,288 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,510 |
| 50/100 | $1,583 |
| 100/300 | $1,674 |
| 250/500 | $1,910 |
| 100 CSL | $1,619 |
| 300 CSL | $1,819 |
| 500 CSL | $1,965 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,846 |
| 20 | $5,524 |
| 30 | $3,344 |
| 40 | $3,260 |
| 50 | $3,110 |
| 60 | $3,080 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $81 |
| Multi-vehicle | $77 |
| Homeowner | $21 |
| 5-yr Accident Free | $115 |
| 5-yr Claim Free | $98 |
| Paid in Full/EFT | $72 |
| Advance Quote | $76 |
| Online Quote | $108 |
| Total Discounts | $648 |
Discounts are estimated and may not be available from every company or in every state.
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