Honda Accord Crosstour EX 2WD Insurance Rates
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U.S. average insurance prices for a Honda Accord Crosstour EX 2WD are $1,460 every 12 months for full coverage. Comprehensive insurance costs on average $298, collision costs $508, and liability coverage costs around $454. Just liability insurance costs as low as $538 a year, with coverage for high-risk drivers costing $3,138 or more. Teenage drivers pay the highest rates at $5,522 a year or more.
Annual premium for full coverage: $1,460
Price estimates by type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Honda Accord Crosstour Trim Level
For a 40-year-old driver, Honda Accord Crosstour EX 2WD insurance prices go from the cheapest price of $538 for minimum levels of liability insurance to the much higher price of $3,138 for high-risk insurance.
These price ranges show why everyone should compare prices based on a specific location and their own driving history, rather than using average rates.
Use the form below to get rates for your location.
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Recommended Companies for Cheap Honda Accord Crosstour EX 2WD Insurance
Insurance rates for a Honda Accord Crosstour EX 2WD are also quite variable based on deductibles and policy limits, your driver profile, and the model year of your Accord Crosstour.
Using high physical damage deductibles could cut rates by as much as $540 a year, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $408 more per year. View Rates by Deductible or Liability Limit
A more mature driver with a clean driving record and higher deductibles may only pay around $1,400 a year for full coverage. Rates are much higher for teenage drivers, since even excellent drivers can expect to pay upwards of $5,500 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying at a minimum $1,700 to $2,400 extra each year, depending on your age. Honda Accord Crosstour EX 2WD insurance for high-risk drivers can be around 43% to 130% more than a normal policy. View High Risk Driver Rates
The state you live in has a huge impact on Honda Accord Crosstour EX 2WD insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.
Since rates can be so different, the only way to know exactly what you will pay is to regularly compare rates and see how they stack up. Each insurance company uses a different method to calculate rates, so the rates may be quite different.
Chart shows Honda Accord Crosstour EX 2WD insurance rates for different coverage choices and risks. The cheapest rate with discounts is $860. Drivers who use higher $1,000 deductibles will pay $1,278. The average rate for a 40-year-old male driver using $500 deductibles is $1,460. Selecting more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,816. Drivers with multiple violations and accidents could be charged at least $3,138. The rate for full coverage for a teen driver can be as high as $5,522.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,320 | -$140 | -9.6% |
Alaska | $1,120 | -$340 | -23.3% |
Arizona | $1,212 | -$248 | -17.0% |
Arkansas | $1,460 | -$0 | 0.0% |
California | $1,664 | $204 | 14.0% |
Colorado | $1,396 | -$64 | -4.4% |
Connecticut | $1,498 | $38 | 2.6% |
Delaware | $1,652 | $192 | 13.2% |
Florida | $1,826 | $366 | 25.1% |
Georgia | $1,348 | -$112 | -7.7% |
Hawaii | $1,046 | -$414 | -28.4% |
Idaho | $990 | -$470 | -32.2% |
Illinois | $1,086 | -$374 | -25.6% |
Indiana | $1,102 | -$358 | -24.5% |
Iowa | $988 | -$472 | -32.3% |
Kansas | $1,386 | -$74 | -5.1% |
Kentucky | $1,992 | $532 | 36.4% |
Louisiana | $2,160 | $700 | 47.9% |
Maine | $902 | -$558 | -38.2% |
Maryland | $1,204 | -$256 | -17.5% |
Massachusetts | $1,166 | -$294 | -20.1% |
Michigan | $2,534 | $1,074 | 73.6% |
Minnesota | $1,222 | -$238 | -16.3% |
Mississippi | $1,748 | $288 | 19.7% |
Missouri | $1,298 | -$162 | -11.1% |
Montana | $1,570 | $110 | 7.5% |
Nebraska | $1,150 | -$310 | -21.2% |
Nevada | $1,750 | $290 | 19.9% |
New Hampshire | $1,052 | -$408 | -27.9% |
New Jersey | $1,632 | $172 | 11.8% |
New Mexico | $1,292 | -$168 | -11.5% |
New York | $1,536 | $76 | 5.2% |
North Carolina | $840 | -$620 | -42.5% |
North Dakota | $1,196 | -$264 | -18.1% |
Ohio | $1,008 | -$452 | -31.0% |
Oklahoma | $1,498 | $38 | 2.6% |
Oregon | $1,338 | -$122 | -8.4% |
Pennsylvania | $1,392 | -$68 | -4.7% |
Rhode Island | $1,948 | $488 | 33.4% |
South Carolina | $1,322 | -$138 | -9.5% |
South Dakota | $1,232 | -$228 | -15.6% |
Tennessee | $1,278 | -$182 | -12.5% |
Texas | $1,760 | $300 | 20.5% |
Utah | $1,082 | -$378 | -25.9% |
Vermont | $998 | -$462 | -31.6% |
Virginia | $874 | -$586 | -40.1% |
Washington | $1,126 | -$334 | -22.9% |
West Virginia | $1,338 | -$122 | -8.4% |
Wisconsin | $1,010 | -$450 | -30.8% |
Wyoming | $1,300 | -$160 | -11.0% |
Rate Tables and Charts
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Choose a different trim level below
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,522 |
20 | $3,358 |
30 | $1,514 |
40 | $1,460 |
50 | $1,334 |
60 | $1,306 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,816 |
$250 | $1,652 |
$500 | $1,460 |
$1,000 | $1,278 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,460 |
50/100 | $1,551 |
100/300 | $1,664 |
250/500 | $1,959 |
100 CSL | $1,596 |
300 CSL | $1,846 |
500 CSL | $2,028 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,842 |
20 | $5,328 |
30 | $3,198 |
40 | $3,138 |
50 | $2,998 |
60 | $2,964 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $76 |
Multi-vehicle | $75 |
Homeowner | $22 |
5-yr Accident Free | $102 |
5-yr Claim Free | $92 |
Paid in Full/EFT | $63 |
Advance Quote | $69 |
Online Quote | $101 |
Total Discounts | $600 |
Discounts are estimated and may not be available from every company or in every state.
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