Honda Accord Crosstour EX-L 2WD Insurance Rates

Estimated insurance rates for a Honda Accord Crosstour EX-L 2WD are $1,506 a year for full coverage insurance. Comprehensive costs on average $312 each year, collision costs $540, and liability costs around $454. Liability-only insurance costs as low as $538 a year, with high-risk driver insurance costing around $3,238. Teen drivers pay the most at $5,666 a year or more.

Annual premium for full coverage: $1,506

Premium estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Accord Crosstour Trim Level

Insurance Price Range by Location

Where you live can make a big difference on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than larger metro areas.

The graphic below illustrates how where you live affects car insurance rates.

These rate differences illustrate why all drivers should compare prices based on a specific location, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Insurance prices for a Honda Accord Crosstour EX-L 2WD also have a wide range based on the actual cash value of your Accord Crosstour, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $1,800 to $2,400 additional annually, depending on your age. Insurance for high-risk drivers can be from 42% to 134% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,400 a year, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $5,600 a year. View Rates by Age

Where you choose to live has a huge impact on Honda Accord Crosstour EX-L 2WD insurance prices. A driver around age 40 might see prices as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $570 annually, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $408 more each year. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Each insurance company uses a different rate calculation, and rates will be substantially different.

View Chart as Image

The chart estimates Honda Accord Crosstour EX-L 2WD insurance prices for different risks and coverage choices. The cheapest discount price is $885. Drivers who choose higher $1,000 deductibles will pay $1,314. The average price for a 40-year-old male driver using $500 deductibles is $1,506. Using lower $100 deductibles for physical damage coverage could cost up to $1,882. High risk drivers could be charged up to $3,238. The policy rate for full coverage insurance for a teen driver can be as high as $5,666.

View Chart as Image