Honda Accord Crosstour EX-L 4WD Insurance Rates

Estimated insurance prices for a Honda Accord Crosstour EX-L 4WD are $1,552 every 12 months for full coverage insurance. Comprehensive costs an estimated $326, collision insurance costs $572, and liability costs around $454. A policy with only liability insurance costs as low as $538 a year, and a high-risk policy costs around $3,340. Teen drivers pay the most at up to $5,810 a year.

Annual premium for full coverage: $1,552

Premium estimates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Accord Crosstour Trim Level

Insurance Price Range by Location

Where you live can make a big difference on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than larger metro areas. The example below illustrates how geographic area affects insurance prices.

These rate differences illustrate why everyone should compare prices for a targeted area and their own driving history, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Car insurance rates for a Honda Accord Crosstour EX-L 4WD also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year.

Choosing high deductibles could cut rates by as much as $600 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $408 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as low as $1,400 a year, or $117 per month, for full coverage. Rates are highest for drivers in their teens, since even excellent drivers will be charged at least $5,800 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying $1,800 to $2,500 extra annually, depending on your age. Honda Accord Crosstour EX-L 4WD insurance for high-risk drivers can be from 43% to 130% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Honda Accord Crosstour EX-L 4WD insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of rates, the only way to figure out who has the best car insurance rates is to regularly compare rates from multiple companies. Each insurance company uses a different rate calculation, so rate quotes will be substantially different.

View Chart as Image

The chart estimates Honda Accord Crosstour EX-L 4WD insurance rates for various coverage choices and risks. The cheapest discount rate is $907. Drivers who choose higher $1,000 deductibles will pay $1,348. The average rate for a driver around age 40 using $500 deductibles is $1,552. Selecting more expensive $100 deductibles for physical damage coverage could cost up to $1,948. High risk drivers could be charged up to $3,340. The rate for full coverage insurance for a teenage driver can be as high as $5,810.

View Chart as Image