Honda Accord Crosstour EX-L Navigation 2WD Insurance Rates
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Average insurance rates for a Honda Accord Crosstour EX-L Navigation 2WD are $1,552 a year for full coverage. Comprehensive insurance costs approximately $326, collision insurance costs $572, and liability costs $454. Just liability insurance costs as little as $538 a year, and coverage for high-risk drivers costs $3,340 or more. Teen drivers receive the highest rates at up to $5,810 a year.
Annual premium for full coverage: $1,552
Rate estimates by type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Honda Accord Crosstour Trim Level
For the normal driver, prices range from as low as $538 for minimum levels of liability insurance to the much higher price of $3,340 for a driver who requires high-risk insurance.
These differences show why everyone should compare rates using their specific location and risk profile, instead of making a decision based on price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Companies with Cheap Honda Accord Crosstour EX-L Navigation 2WD Insurance
Insurance prices for a Honda Accord Crosstour EX-L Navigation 2WD can also vary considerably based on your driver profile, the model year of your Accord Crosstour, and physical damage deductibles and liability limits.
A more mature driver with no violations or accidents and high deductibles may pay as low as $1,400 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay in the ballpark of $5,800 a year. View Rates by Age
Where you live makes a big difference in Honda Accord Crosstour EX-L Navigation 2WD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.
Choosing high deductibles could save up to $600 annually, whereas buying more liability protection will push rates upward. Going from a 50/100 limit to a 250/500 limit will cost as much as $408 more each year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying anywhere from $1,800 to $2,500 additional per year, depending on your age. Honda Accord Crosstour EX-L Navigation 2WD insurance for high-risk drivers can cost from 43% to 130% more than average. View High Risk Driver Rates
With so much variability in rates, the only way to know which company is cheapest is to regularly compare rates from multiple companies. Every company uses a different rate calculation, and rates can be significantly different from one company to the next.
Chart shows Honda Accord Crosstour EX-L Navigation 2WD insurance rates for various risk profiles and scenarios. The cheapest discount rate is $907. Drivers who choose higher $1,000 deductibles will pay around $1,348. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,552. Selecting more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,948. High risk drivers could be charged as much as $3,340. The rate for full coverage for a teenager is $5,810.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,402 | -$150 | -9.7% |
| Alaska | $1,188 | -$364 | -23.5% |
| Arizona | $1,286 | -$266 | -17.1% |
| Arkansas | $1,552 | -$0 | 0.0% |
| California | $1,768 | $216 | 13.9% |
| Colorado | $1,482 | -$70 | -4.5% |
| Connecticut | $1,594 | $42 | 2.7% |
| Delaware | $1,756 | $204 | 13.1% |
| Florida | $1,938 | $386 | 24.9% |
| Georgia | $1,432 | -$120 | -7.7% |
| Hawaii | $1,112 | -$440 | -28.4% |
| Idaho | $1,054 | -$498 | -32.1% |
| Illinois | $1,156 | -$396 | -25.5% |
| Indiana | $1,168 | -$384 | -24.7% |
| Iowa | $1,048 | -$504 | -32.5% |
| Kansas | $1,472 | -$80 | -5.2% |
| Kentucky | $2,116 | $564 | 36.3% |
| Louisiana | $2,296 | $744 | 47.9% |
| Maine | $958 | -$594 | -38.3% |
| Maryland | $1,280 | -$272 | -17.5% |
| Massachusetts | $1,238 | -$314 | -20.2% |
| Michigan | $2,694 | $1,142 | 73.6% |
| Minnesota | $1,298 | -$254 | -16.4% |
| Mississippi | $1,858 | $306 | 19.7% |
| Missouri | $1,378 | -$174 | -11.2% |
| Montana | $1,666 | $114 | 7.3% |
| Nebraska | $1,222 | -$330 | -21.3% |
| Nevada | $1,860 | $308 | 19.8% |
| New Hampshire | $1,118 | -$434 | -28.0% |
| New Jersey | $1,732 | $180 | 11.6% |
| New Mexico | $1,374 | -$178 | -11.5% |
| New York | $1,632 | $80 | 5.2% |
| North Carolina | $892 | -$660 | -42.5% |
| North Dakota | $1,272 | -$280 | -18.0% |
| Ohio | $1,072 | -$480 | -30.9% |
| Oklahoma | $1,592 | $40 | 2.6% |
| Oregon | $1,422 | -$130 | -8.4% |
| Pennsylvania | $1,482 | -$70 | -4.5% |
| Rhode Island | $2,070 | $518 | 33.4% |
| South Carolina | $1,406 | -$146 | -9.4% |
| South Dakota | $1,310 | -$242 | -15.6% |
| Tennessee | $1,358 | -$194 | -12.5% |
| Texas | $1,870 | $318 | 20.5% |
| Utah | $1,148 | -$404 | -26.0% |
| Vermont | $1,060 | -$492 | -31.7% |
| Virginia | $928 | -$624 | -40.2% |
| Washington | $1,198 | -$354 | -22.8% |
| West Virginia | $1,422 | -$130 | -8.4% |
| Wisconsin | $1,074 | -$478 | -30.8% |
| Wyoming | $1,380 | -$172 | -11.1% |
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,810 |
| 20 | $3,572 |
| 30 | $1,614 |
| 40 | $1,552 |
| 50 | $1,416 |
| 60 | $1,388 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,948 |
| $250 | $1,764 |
| $500 | $1,552 |
| $1,000 | $1,348 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,552 |
| 50/100 | $1,643 |
| 100/300 | $1,756 |
| 250/500 | $2,051 |
| 100 CSL | $1,688 |
| 300 CSL | $1,938 |
| 500 CSL | $2,120 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,268 |
| 20 | $5,670 |
| 30 | $3,410 |
| 40 | $3,340 |
| 50 | $3,188 |
| 60 | $3,154 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $81 |
| Multi-vehicle | $80 |
| Homeowner | $23 |
| 5-yr Accident Free | $111 |
| 5-yr Claim Free | $98 |
| Paid in Full/EFT | $69 |
| Advance Quote | $75 |
| Online Quote | $108 |
| Total Discounts | $645 |
Discounts are estimated and may not be available from every company or in every state.
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