Honda Accord Crosstour EX-L Navigation 4WD Insurance Rates
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Estimated auto insurance rates for a Honda Accord Crosstour EX-L Navigation 4WD are $1,598 annually for full coverage insurance. Comprehensive costs around $340, collision costs $604, and liability insurance costs $454. Liability-only coverage costs as little as $538 a year, with high-risk coverage costing around $3,440. Teen drivers pay the most at $5,956 a year or more.
Annual premium for full coverage: $1,598
Premium estimates for type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Honda Accord Crosstour Trim Level
Using a middle-aged driver as an example, insurance rates for a Honda Accord Crosstour EX-L Navigation 4WD go from as cheap as $538 for just the minimum liability insurance to a much higher rate of $3,440 for a high-risk driver policy.
Insurance Price Range by Location
Your location has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have fewer physical damage claims than larger metro areas.
The price range example below illustrates how where you live affects auto insurance rates.
These rate differences illustrate why anyone shopping for car insurance should compare rates for a specific zip code and their own personal driving habits, rather than relying on price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Companies with Cheap Honda Accord Crosstour EX-L Navigation 4WD Insurance
Insurance rates for a Honda Accord Crosstour EX-L Navigation 4WD also have a wide range based on the replacement cost of your Accord Crosstour, your risk profile, and deductibles and policy limits.
An older driver with a clean driving record and high physical damage deductibles could pay as little as $1,500 per year on average, or $125 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay as much as $5,900 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying at least $1,900 to $2,600 extra annually, depending on your age. High-risk driver insurance can cost anywhere from 44% to 133% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $630 each year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $408 more per year. View Rates by Deductible or Liability Limit
Where you choose to live makes a big difference in Honda Accord Crosstour EX-L Navigation 4WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.
With such a large range of prices, the only way to figure out your exact price is to compare prices from as many companies as possible. Every company uses a different rate calculation, so the rates will be substantially different between companies.
The chart estimates Honda Accord Crosstour EX-L Navigation 4WD insurance prices for different situations. The lowest price with discounts is $929. Drivers who choose higher $1,000 deductibles will pay about $1,382. The average price for a driver age 40 with no violations using $500 deductibles is $1,598. Using more expensive $100 deductibles for physical damage coverage can cost as much as $2,012. High risk drivers could be charged up to $3,440. The price for full coverage insurance for a 16-year-old driver is $5,956.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,444 | -$154 | -9.6% |
| Alaska | $1,224 | -$374 | -23.4% |
| Arizona | $1,324 | -$274 | -17.1% |
| Arkansas | $1,598 | -$0 | 0.0% |
| California | $1,820 | $222 | 13.9% |
| Colorado | $1,526 | -$72 | -4.5% |
| Connecticut | $1,640 | $42 | 2.6% |
| Delaware | $1,808 | $210 | 13.1% |
| Florida | $1,996 | $398 | 24.9% |
| Georgia | $1,474 | -$124 | -7.8% |
| Hawaii | $1,146 | -$452 | -28.3% |
| Idaho | $1,082 | -$516 | -32.3% |
| Illinois | $1,190 | -$408 | -25.5% |
| Indiana | $1,202 | -$396 | -24.8% |
| Iowa | $1,080 | -$518 | -32.4% |
| Kansas | $1,516 | -$82 | -5.1% |
| Kentucky | $2,176 | $578 | 36.2% |
| Louisiana | $2,364 | $766 | 47.9% |
| Maine | $986 | -$612 | -38.3% |
| Maryland | $1,316 | -$282 | -17.6% |
| Massachusetts | $1,276 | -$322 | -20.2% |
| Michigan | $2,774 | $1,176 | 73.6% |
| Minnesota | $1,336 | -$262 | -16.4% |
| Mississippi | $1,912 | $314 | 19.6% |
| Missouri | $1,418 | -$180 | -11.3% |
| Montana | $1,716 | $118 | 7.4% |
| Nebraska | $1,258 | -$340 | -21.3% |
| Nevada | $1,914 | $316 | 19.8% |
| New Hampshire | $1,150 | -$448 | -28.0% |
| New Jersey | $1,784 | $186 | 11.6% |
| New Mexico | $1,414 | -$184 | -11.5% |
| New York | $1,680 | $82 | 5.1% |
| North Carolina | $920 | -$678 | -42.4% |
| North Dakota | $1,308 | -$290 | -18.1% |
| Ohio | $1,102 | -$496 | -31.0% |
| Oklahoma | $1,638 | $40 | 2.5% |
| Oregon | $1,462 | -$136 | -8.5% |
| Pennsylvania | $1,524 | -$74 | -4.6% |
| Rhode Island | $2,130 | $532 | 33.3% |
| South Carolina | $1,446 | -$152 | -9.5% |
| South Dakota | $1,348 | -$250 | -15.6% |
| Tennessee | $1,398 | -$200 | -12.5% |
| Texas | $1,924 | $326 | 20.4% |
| Utah | $1,182 | -$416 | -26.0% |
| Vermont | $1,090 | -$508 | -31.8% |
| Virginia | $956 | -$642 | -40.2% |
| Washington | $1,232 | -$366 | -22.9% |
| West Virginia | $1,464 | -$134 | -8.4% |
| Wisconsin | $1,106 | -$492 | -30.8% |
| Wyoming | $1,424 | -$174 | -10.9% |
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,956 |
| 20 | $3,680 |
| 30 | $1,664 |
| 40 | $1,598 |
| 50 | $1,458 |
| 60 | $1,428 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,012 |
| $250 | $1,820 |
| $500 | $1,598 |
| $1,000 | $1,382 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,598 |
| 50/100 | $1,689 |
| 100/300 | $1,802 |
| 250/500 | $2,097 |
| 100 CSL | $1,734 |
| 300 CSL | $1,984 |
| 500 CSL | $2,166 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,484 |
| 20 | $5,840 |
| 30 | $3,516 |
| 40 | $3,440 |
| 50 | $3,284 |
| 60 | $3,248 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $84 |
| Multi-vehicle | $82 |
| Homeowner | $23 |
| 5-yr Accident Free | $116 |
| 5-yr Claim Free | $102 |
| Paid in Full/EFT | $72 |
| Advance Quote | $78 |
| Online Quote | $112 |
| Total Discounts | $669 |
Discounts are estimated and may not be available from every company or in every state.
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