Honda Accord EX 2-Dr Coupe Insurance Rates
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U.S. average auto insurance rates for a Honda Accord EX 2-Dr Coupe are $1,460 annually for full coverage insurance. Comprehensive insurance costs around $298, collision insurance costs $572, and liability costs $410. Buying just liability costs as little as $486 a year, and insurance for high-risk drivers costs $3,160 or more. Teen drivers pay the highest rates at up to $5,472 a year.
Annual premium for full coverage: $1,460
Price estimates for type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Honda Accord Trim Level
For the average driver, Honda Accord EX 2-Dr Coupe insurance prices range from as cheap as $486 for just liability coverage to the much higher price of $3,160 for a driver that may need high-risk insurance.
These price ranges illustrate why everyone should compare rates for a specific zip code and their own personal driving habits, instead of using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Honda Accord EX 2-Dr Coupe Insurance
Insurance prices for a Honda Accord EX 2-Dr Coupe are also quite variable based on the actual cash value of your Accord, your risk profile, and deductibles and policy limits.
A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,400 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $5,400 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are probably paying at least $1,700 to $2,400 additional each year, depending on your age. Honda Accord EX 2-Dr Coupe insurance for high-risk drivers can cost as much as 44% to 130% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $590 every year, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $369 more each year. View Rates by Deductible or Liability Limit
The state you live in makes a big difference in Honda Accord EX 2-Dr Coupe insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.
Since prices can be so different, the only way to figure out your exact price is to regularly compare prices and see which company has the best price. Every company uses a different rate calculation, and rates may be quite different between companies.
The chart estimates Honda Accord EX 2-Dr Coupe insurance prices for various situations. The best price after discounts is $844. Drivers who choose higher $1,000 deductibles will pay about $1,264. The average price for a driver age 40 with no violations using $500 deductibles is $1,460. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $1,846. High risk drivers could be charged at least $3,160. The rate for full coverage for a 16-year-old driver is $5,472.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,320 | -$140 | -9.6% |
| Alaska | $1,120 | -$340 | -23.3% |
| Arizona | $1,212 | -$248 | -17.0% |
| Arkansas | $1,460 | -$0 | 0.0% |
| California | $1,664 | $204 | 14.0% |
| Colorado | $1,394 | -$66 | -4.5% |
| Connecticut | $1,500 | $40 | 2.7% |
| Delaware | $1,652 | $192 | 13.2% |
| Florida | $1,828 | $368 | 25.2% |
| Georgia | $1,350 | -$110 | -7.5% |
| Hawaii | $1,046 | -$414 | -28.4% |
| Idaho | $990 | -$470 | -32.2% |
| Illinois | $1,086 | -$374 | -25.6% |
| Indiana | $1,102 | -$358 | -24.5% |
| Iowa | $986 | -$474 | -32.5% |
| Kansas | $1,386 | -$74 | -5.1% |
| Kentucky | $1,992 | $532 | 36.4% |
| Louisiana | $2,162 | $702 | 48.1% |
| Maine | $902 | -$558 | -38.2% |
| Maryland | $1,204 | -$256 | -17.5% |
| Massachusetts | $1,164 | -$296 | -20.3% |
| Michigan | $2,534 | $1,074 | 73.6% |
| Minnesota | $1,222 | -$238 | -16.3% |
| Mississippi | $1,750 | $290 | 19.9% |
| Missouri | $1,296 | -$164 | -11.2% |
| Montana | $1,570 | $110 | 7.5% |
| Nebraska | $1,152 | -$308 | -21.1% |
| Nevada | $1,752 | $292 | 20.0% |
| New Hampshire | $1,054 | -$406 | -27.8% |
| New Jersey | $1,634 | $174 | 11.9% |
| New Mexico | $1,292 | -$168 | -11.5% |
| New York | $1,538 | $78 | 5.3% |
| North Carolina | $840 | -$620 | -42.5% |
| North Dakota | $1,196 | -$264 | -18.1% |
| Ohio | $1,008 | -$452 | -31.0% |
| Oklahoma | $1,498 | $38 | 2.6% |
| Oregon | $1,338 | -$122 | -8.4% |
| Pennsylvania | $1,392 | -$68 | -4.7% |
| Rhode Island | $1,948 | $488 | 33.4% |
| South Carolina | $1,324 | -$136 | -9.3% |
| South Dakota | $1,232 | -$228 | -15.6% |
| Tennessee | $1,278 | -$182 | -12.5% |
| Texas | $1,758 | $298 | 20.4% |
| Utah | $1,080 | -$380 | -26.0% |
| Vermont | $998 | -$462 | -31.6% |
| Virginia | $874 | -$586 | -40.1% |
| Washington | $1,128 | -$332 | -22.7% |
| West Virginia | $1,338 | -$122 | -8.4% |
| Wisconsin | $1,010 | -$450 | -30.8% |
| Wyoming | $1,300 | -$160 | -11.0% |
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,472 |
| 20 | $3,386 |
| 30 | $1,522 |
| 40 | $1,460 |
| 50 | $1,334 |
| 60 | $1,308 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,846 |
| $250 | $1,666 |
| $500 | $1,460 |
| $1,000 | $1,264 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,460 |
| 50/100 | $1,542 |
| 100/300 | $1,645 |
| 250/500 | $1,911 |
| 100 CSL | $1,583 |
| 300 CSL | $1,809 |
| 500 CSL | $1,973 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,800 |
| 20 | $5,376 |
| 30 | $3,228 |
| 40 | $3,160 |
| 50 | $3,016 |
| 60 | $2,988 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $76 |
| Homeowner | $21 |
| 5-yr Accident Free | $108 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $67 |
| Advance Quote | $72 |
| Online Quote | $102 |
| Total Discounts | $616 |
Discounts are estimated and may not be available from every company or in every state.
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