Honda Accord LX-P 4-Dr Sedan Insurance Rates

U.S. average auto insurance rates for a Honda Accord LX-P 4-Dr Sedan are $1,162 annually for full coverage. Comprehensive insurance costs around $270, collision insurance costs $446, and liability costs $310. Liability-only coverage costs as little as $370 a year, and high-risk coverage costs $2,488 or more. Teen drivers pay the highest rates at up to $4,244 a year.

Annual premium for full coverage: $1,162

Price estimates for type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Accord Trim Level

These price ranges show why anyone shopping for car insurance should compare rates for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Honda Accord LX-P 4-Dr Sedan are also quite variable based on the actual cash value of your Accord, your driver profile, and deductibles and policy limits.

An older driver with a good driving record and high physical damage deductibles may pay as low as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay as much as $4,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at least $1,400 to $1,900 in extra premium each year, depending on your age. High-risk driver insurance can cost from 45% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $480 annually, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $279 extra every year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Honda Accord LX-P 4-Dr Sedan insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Since prices can be so different, the only way to know your exact price is to compare prices from multiple companies. Every company uses a different rate calculation, and quoted rates may be quite different between companies.

View Chart as Image

Chart shows Honda Accord LX-P 4-Dr Sedan insurance prices for various situations. The cheapest discount price is $674. Drivers who choose higher $1,000 deductibles will pay about $1,000. The average price for a driver age 40 with no violations using $500 deductibles is $1,162. Using more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,476. High risk drivers could be charged at least $2,488. The price for full coverage for a 16-year-old driver is $4,244.

View Chart as Image