Honda Civic DX 4-Dr Sedan Insurance Rates

Estimated insurance rates for a Honda Civic DX 4-Dr Sedan are $1,306 a year including full coverage. Comprehensive insurance costs approximately $244 a year, collision insurance costs $540, and liability costs around $364. A policy with only liability insurance costs as low as $430 a year, and a high-risk policy costs $2,846 or more. Teenage drivers pay the most at up to $4,944 a year.

Annual premium for full coverage: $1,306

Premium estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Civic Trim Level

These rate differences highlight why it is important for drivers to compare prices using their specific location, instead of using average rates.

Use the form below to get rates for your location.

Car insurance rates for a Honda Civic DX 4-Dr Sedan also have a wide range based on the model year of your Civic, your driving record and age, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are likely paying anywhere from $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy can be as much as 44% to 137% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged in the ballpark of $4,900 a year. View Rates by Age

Where you choose to live has a huge impact on Honda Civic DX 4-Dr Sedan insurance prices. A driver around age 40 might see prices as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $530 every year, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range of prices, the best way to figure out which insurance company is cheapest is to get quotes and see which company has the best price. Each insurance company uses a different method to calculate prices, so rate quotes will be substantially different.

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The chart above shows average Honda Civic DX 4-Dr Sedan insurance prices for various risks and coverage choices. The best price after discounts is $746. Drivers who use higher $1,000 deductibles will pay $1,128. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,306. Choosing low $100 deductibles for collision and other-than-collision coverage could cost up to $1,656. Drivers with multiple violations and accidents could be charged up to $2,846. The cost for full coverage for a teenager can be as high as $4,944.

View Chart as Image