Honda Civic Hybrid 4-Dr Sedan Insurance Rates

Average auto insurance rates for a Honda Civic Hybrid 4-Dr Sedan are $1,452 annually with full coverage. Comprehensive insurance costs an estimated $326, collision costs $604, and liability insurance costs $364. Only liability insurance costs as little as $430 a year, with high-risk insurance costing $3,138 or more. Teen drivers receive the highest rates at $5,318 a year or more.

Annual premium for full coverage: $1,452

Rate estimates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Civic Trim Level

These differences demonstrate why everyone should compare rates for a targeted area and their own personal driving habits, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance rates for a Honda Civic Hybrid 4-Dr Sedan can also vary considerably based on the model year of your Civic, your driving record, and liability limits and deductibles.

A more mature driver with a clean driving record and high physical damage deductibles could pay as little as $1,300 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they can expect to pay at least $5,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out $1,700 to $2,300 extra per year, depending on your age. Honda Civic Hybrid 4-Dr Sedan insurance for high-risk drivers can cost anywhere from 43% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $630 each year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Honda Civic Hybrid 4-Dr Sedan insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices from as many companies as possible. Every company uses a different rate calculation, so the rates can be significantly different between companies.

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The chart above shows Honda Civic Hybrid 4-Dr Sedan insurance prices for different situations. The lowest price with discounts is $829. Drivers who choose higher $1,000 deductibles will pay about $1,240. The average price for a driver around age 40 using $500 deductibles is $1,452. Selecting more expensive $100 deductibles for comp and collision coverage can cost as much as $1,862. High risk drivers could be charged as much as $3,138. The rate for full coverage for a teenage driver is $5,318.

View Chart as Image